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Hanmi Financial HAFC Noninterest-bearing deposits

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Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's noninterest-bearing deposits?
Hanmi Financial (HAFC) reported noninterest-bearing deposits of $2.03B in Q1 2026.
How has Hanmi Financial's noninterest-bearing deposits changed year-over-year?
Hanmi Financial's noninterest-bearing deposits decreased by 1.7% year-over-year, from $2.07B to $2.03B.
What is the long-term trend for Hanmi Financial's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Hanmi Financial's noninterest-bearing deposits has grown at a 1.2% compound annual growth rate (CAGR), from $1.9B to $2.02B.
What does noninterest-bearing deposits mean?
This represents customer deposits that do not require the bank to pay interest, typically held in demand deposit accounts. These deposits are a highly cost-effective source of funding for the bank's lending activities. A larger proportion of these deposits generally improves the bank's net interest margin and overall funding efficiency.