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Hanmi Financial HAFC Gain (Loss) on Sales of Consumer Loans

Gain (Loss) on Sales of Consumer Loans at other companies

Simmons First National logo
Simmons First NationalSFNC
$0+100%
Alerus Financial Corporation logo
Alerus Financial CorporationALRS
$520K
SBC
Seacoast Banking Corporation of FloridaSBCF
$1.73M-13.3%
Republic Bancorp logo
Republic BancorpRBCAA
$3.77M+23.5%
Hanmi Financial logo
Hanmi FinancialHAFC
$485K+177%
Nelnet logo
NelnetNNI
-$105K-112%

Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfConsumerLoans.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's gain (loss) on sales of consumer loans?
Hanmi Financial (HAFC) reported gain (loss) on sales of consumer loans of $485K in Q1 2026.
How has Hanmi Financial's gain (loss) on sales of consumer loans changed year-over-year?
Hanmi Financial's gain (loss) on sales of consumer loans increased by 177.1% year-over-year, from $175K to $485K.
What does gain (loss) on sales of consumer loans mean?
This tracks the specific gains or losses generated from the sale of consumer-focused loan products. It highlights the profitability of the bank's consumer lending segment and its ability to package and sell these assets to investors. This metric is essential for evaluating the performance of the bank's consumer-facing business lines.