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Hanmi Financial HAFC Gain On Sale Of Residential Mortgage Loans

Gain On Sale Of Residential Mortgage Loans at other companies

MetroCity Bankshares logo
MetroCity BanksharesMCBS
$2.81M
Unity Bancorp logo
Unity BancorpUNTY
$500K+198%
Norwood Financial logo
Norwood FinancialNWFL
$76K+61.7%
Simmons First National logo
Simmons First NationalSFNC
$2.06M+2.5%
Horizon Bancorp logo
Horizon BancorpHBNC
$1.09M+1.3%
Ponce Financial Group, Inc. logo
Ponce Financial Group, Inc.PDLB
$120K-18.9%

Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$966.52M+40.3%
P/E11.9×+1.3×
P/S3.5×+0.6×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept hafc:GainOnSaleOfResidentialMortgageLoans.

The official record: Hanmi Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's gain on sale of residential mortgage loans?
Hanmi Financial (HAFC) reported gain on sale of residential mortgage loans of $582K in Q4 2025.
How has Hanmi Financial's gain on sale of residential mortgage loans changed year-over-year?
Hanmi Financial's gain on sale of residential mortgage loans increased by 72.7% year-over-year, from $337K to $582K.
What does gain on sale of residential mortgage loans mean?
This represents the specific gains realized from originating and selling residential mortgage loans to secondary market investors. It highlights the bank's activity in the mortgage banking business and its ability to generate fee income from housing finance. This metric is highly sensitive to mortgage market volume and interest rate trends.