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Unity Bancorp UNTY Gain Loss On Sale Of Mortgage Loans

Gain Loss On Sale Of Mortgage Loans at other companies

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The Bancorp logo
The BancorpTBBK
$6K-98.3%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's gain loss on sale of mortgage loans?
Unity Bancorp (UNTY) reported gain loss on sale of mortgage loans of $500K in Q1 2026.
How has Unity Bancorp's gain loss on sale of mortgage loans changed year-over-year?
Unity Bancorp's gain loss on sale of mortgage loans increased by 197.6% year-over-year, from $168K to $500K.
What is the long-term trend for Unity Bancorp's gain loss on sale of mortgage loans?
Over 4 years (2021 to 2025), Unity Bancorp's gain loss on sale of mortgage loans has grown at a -24.0% compound annual growth rate (CAGR), from $4.57M to $1.53M.
What does gain loss on sale of mortgage loans mean?
The net gain or loss recognized from selling residential mortgage loans into the secondary market. This metric captures the bank's ability to generate fee-based income from mortgage banking activities rather than holding loans on the balance sheet.