What is Horizon Bancorp's revenue?

Horizon Bancorp (HBNC) generated -$28.4M in revenue over the trailing twelve months, down 114.8% year over year.

Is Horizon Bancorp profitable?

Horizon Bancorp is not currently profitable: it reported a net loss of $151.2M over the trailing twelve months, a 33.0% net margin.

What is Horizon Bancorp's earnings per share?

Horizon Bancorp's diluted EPS over the trailing twelve months is $-3.17.

Where does Horizon Bancorp's income statement data come from?

Every line is extracted from Horizon Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Horizon Bancorp HBNC Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Net interest income	$62.24M-1.9%	$63.48M+8.7%	$58.39M+5.5%	$55.36M+5.9%	$52.27M-1.6%
Net interest income after provision for credit losses	$61.85M0.0%	$61.85M-0.2%	$61.96M+17.1%	$52.89M+3.9%	$50.89M-2.0%
Total noninterest income	$11.24M—	$0+100%	-$295.33M-2,805%	$10.92M-33.8%	$16.5M—
Total interest income	$86.65M-3.0%	$89.29M-3.8%	$92.84M+1.5%	$91.48M+2.6%	$89.18M-4.5%
Total revenue	$73.48M—	——	-$236.95M-458%	$66.28M-3.6%	$68.77M+184%
Total interest expense (banking)	$19.94M-6.0%	$21.23M-17.5%	$25.73M-1.3%	$26.05M+1.8%	$25.6M-8.0%
Compensation and benefits	$23.19M+5.9%	$21.89M-3.5%	$22.7M-0.1%	$22.73M+1.4%	$22.41M-12.3%
Occupancy and equipment	$4.2M+12.9%	$3.72M+12.0%	$3.32M+6.2%	$3.13M-15.5%	$3.7M+7.9%
Professional fees	$929K-14.2%	$1.08M+34.0%	$808K+9.9%	$735K-11.0%	$826K+12.2%
Depreciation and amortization	$2.87M+336%	$659K-86.1%	$4.75M+96.4%	$2.42M-2.3%	$2.48M-6.5%
Provision for credit losses	$391K—	——	-$3.57M-245%	$2.46M+78.9%	$1.38M—
Goodwill impairment	$0—	——	$0—	$0—	$0—
Acquisition and integration costs	$0—	$0—	$0—	$0-100%	$305K—
Other operating expenses	$3.21M-17.4%	$3.89M+19.6%	$3.25M+5.2%	$3.09M+6.4%	$2.9M-30.9%
Total noninterest expense	$40.75M+0.3%	$40.61M-23.3%	$52.95M+34.3%	$39.42M+0.3%	$39.31M-12.5%
Interest expense	$24.41M-5.4%	$25.81M-25.1%	$34.45M-4.6%	$36.12M-2.1%	$36.91M-8.2%
Interest income	$75.1M-2.8%	$77.24M-2.9%	$79.56M+1.2%	$78.62M+5.6%	$74.46M-3.0%
Gain (loss) on extinguishment of debt	——	——	$56.5M—	——	——
Gain (loss) on disposal of assets	-$192K+73.7%	-$731K-458%	-$131K+46.5%	-$245K-7.5%	-$228K+38.5%
Net investment gains (losses)	$0—	$0+100%	-$299.13M—	$0+100%	-$407K+99.0%
Income before income taxes	$32.35M—	——	-$286.33M-1,274%	$24.4M-13.1%	$28.08M—
Income tax expense	$6.18M—	——	-$64.34M-1,815%	$3.75M-9.4%	$4.14M+137%
Net income	$26.17M—	——	-$221.99M-1,175%	$20.64M-13.8%	$23.94M—
Net margin	35.6%—	——	93.7%+62.5pp	31.1%-3.7pp	34.8%—
Diluted earnings per share	$0.51—	——	-$4.69-1,098%	$0.47-13.0%	$0.54—
Basic earnings per share	$0.51—	——	-$4.69-1,098%	$0.47-14.5%	$0.55—
Weighted-average shares, diluted	51.2M—	——	47.3M+7.4%	44M+0.2%	44M—
Weighted-average shares, basic	51M—	——	47.3M+8.0%	43.8M0.0%	43.8M—
Accretion (Amortization) of Discounts and Premiums, Investments	$1.19M—	——	$4.87M+370%	-$1.81M+4.2%	-$1.89M—
Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation	——	——	$292K+93.4%	$151K-95.9%	$3.7M—
Adjustments To Additional Paid In Capital Share Based Compensation Restricted Stock Units Requisite Service Period Recognition	$556K—	——	$317K-18.1%	$387K-15.7%	$459K—
Amortization of capitalized software and acquired intangible assets	$675K-4.4%	$706K0.0%	$706K-13.5%	$816K0.0%	$816K-3.2%
Stock options excluded as their inclusion would be anti-dilutive (in shares)	26.7K—	——	——	190.8K-5.6%	202.1K—
Aggregate fair value of available for sale securities sold	——	——	$1.4B—	——	——
Servicing rights capitalized	$316K—	——	$392K+16.3%	$337K+37.6%	$245K—
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	$119.61M—	——	$320.34M+1,109%	-$31.75M+74.3%	-$123.77M—
Dividends declared (in dollars per share)	$0.16—	——	$0.160.0%	$0.160.0%	$0.16—
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$18.45M—	——	-$219.86M-1,116%	$21.65M-5.2%	$22.84M—
Redemption price percentage	——	——	100%—	——	100%—
Credit losses on securities without previous credit losses	$0—	——	$0-100%	$150K—	$0—
Percentage of portfolio	53%+18.0%	35%—	——	——	86%0.0%
Debt Securities, Available-for-Sale, Realized Loss	$0—	——	$299.5M—	$0-100%	$407K—
Transfer of investment securities from HTM to AFS, amortized cost	——	——	$1.8B—	——	$4.6M—
Gain in connection with sale	-$192K+73.7%	-$731K-458%	-$131K+46.5%	-$245K-7.5%	-$228K+38.5%
Dividends, Common Stock, Cash	$8.23M—	——	$8.19M+15.5%	$7.09M-0.4%	$7.12M—
FDIC assessments	$1.02M-18.2%	$1.25M-7.0%	$1.35M+10.6%	$1.22M-5.6%	$1.29M+8.0%
Fiduciary activities	$1.56M-0.3%	$1.56M+14.5%	$1.36M+9.0%	$1.25M-5.7%	$1.33M+1.0%
Gross charge-offs	$3.32M—	——	$1.74M+20.3%	$1.45M-1.0%	$1.46M—
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	$2.69M—	——	$911K-23.7%	$1.19M+101%	$593K—
Provision for credit losses	$624K—	——	-$3.39M-270%	$2M+29.6%	$1.54M—
Subsequently default	$0—	——	$900K—	——	$100K—
Recognized interest income	$0—	——	$0—	$0—	$0—
Gain (loss) on sale of derivatives	——	——	——	——	——
Gain Loss On Sale Of Mortgage Loans	$1.09M-15.9%	$1.3M+7.3%	$1.21M-0.9%	$1.22M+13.3%	$1.08M+0.5%
Gain (Loss) On Sale Of Portfolio Loans	$0—	——	-$7.32M—	——	$7M—
Gains from sale of other real estate classified as OREO	$51K—	——	$8K-85.7%	$56K+331%	$13K-96.5%
Goodwill impairment losses	$0—	——	$0—	$0—	$0—
Held To Maturity Securities Transferred Security Unrealized Gain Loss	——	——	-$282.6M—	——	——
Income Taxes Paid, Net	$0-100%	$7.06M-12.3%	$8.05M-32.6%	$11.94M+3,217%	$360K-70.1%
Increase Decrease In Accrued Interest Receivable Net	-$718K—	——	-$10.97M—	——	-$1.08M-385%
Increase Decrease In Cash Surrender Value Of Life Insurance	$333K—	——	$379K+9.5%	$346K+3.3%	$335K—
Increase (Decrease) in Deposits	$146.89M—	——	-$178.86M—	——	$165.13M—
Increase Decrease In Interest Payable Net	-$4.36M-976%	$497K—	——	$2.57M+744%	$304K+216%
Increase Decrease In Mortgage Loans Held For Sale	$40.94M—	——	$52.82M+49.2%	$35.39M+34.0%	$26.41M—
Increase (Decrease) in Other Operating Assets	-$1.23M+98.7%	-$94.87M-222%	$77.79M—	——	-$9.74M-144%
Other liabilities	-$2.82M+22.9%	-$3.65M-4,301%	-$83K+97.7%	-$3.67M+79.8%	-$18.18M-179%
Data processing and equipment	$3.35M+7.2%	$3.13M+6.6%	$2.93M-0.6%	$2.95M+2.8%	$2.87M+1.1%
Interchange fees	$3.37M-2.1%	$3.45M-1.9%	$3.51M+3.1%	$3.4M+5.0%	$3.24M-3.3%
Interest and Dividend Income, Operating	$86.65M-3.0%	$89.29M-3.8%	$92.84M+1.5%	$91.48M+2.6%	$89.18M-4.5%
Interest and Fee Income, Loans and Leases	$75.1M-2.8%	$77.24M-2.9%	$79.56M+1.2%	$78.62M+5.6%	$74.46M-3.0%
Short and long term borrowings	$1.65M-5.5%	$1.75M-70.5%	$5.92M-27.5%	$8.17M-11.1%	$9.19M-13.8%
Interest Expense, Deposits	$19.94M-6.0%	$21.23M-17.5%	$25.73M-1.3%	$26.05M+1.8%	$25.6M-8.0%
Floating Rate Capital Debt	$983K-3.9%	$1.02M-4.3%	$1.07M-0.1%	$1.07M-17.1%	$1.29M+40.2%
Interest Expense, Subordinated Notes and Debentures	$1.83M+1.0%	$1.81M+4.7%	$1.73M+109%	$829K0.0%	$829K0.0%
Interest Income (Expense), after Provision for Loan Loss	$61.85M0.0%	$61.85M-0.2%	$61.96M+17.1%	$52.89M+3.9%	$50.89M-2.0%
Interest Income (Expense), Operating	$62.24M-1.9%	$63.48M+8.7%	$58.39M+5.5%	$55.36M+5.9%	$52.27M-1.6%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$28.77M+13.6%	$25.32M-29.8%	$36.06M+7.5%	$33.56M-8.3%	$36.61M-9.4%
Loan expense	$1.22M+3.0%	$1.18M-4.4%	$1.24M+0.5%	$1.23M+78.7%	$689K-46.4%
Mortgage servicing income net of impairment	$337K-4.3%	$352K+0.3%	$351K-6.4%	$375K-2.6%	$385K+2.4%
Mortgage Servicing Rights Additions	$0—	——	$0—	$0—	$0—
Reductions	$0—	——	$0—	$0—	$0—
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$116.03M+138%	-$306.1M+58.1%	-$730.81M—	$0+100%	-$177.87M-9.3%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$17.18M—	$0-100%	$1.04B+2,050%	-$53.34M-237%	$38.86M—
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$20.76M-38.2%	$33.57M+208%	$10.91M-44.0%	$19.5M+27.9%	$15.25M—
Noninterest Expense	$40.75M+0.3%	$40.61M-23.3%	$52.95M+34.3%	$39.42M+0.3%	$39.31M-12.5%
Other income	$967K-7.2%	$1.04M+116%	-$6.56M-725%	$1.05M-85.6%	$7.26M+2,049%
Number of reportable segments	1—	——	——	——	1—
Unrealized gains (losses) on available-for-sale debt securities, tax	-$2.2M—	——	$712K+167%	$267K+191%	-$294K—
Unrealized gains (losses) on available-for-sale securities	-$7.72M—	——	$2.13M+112%	$1M+191%	-$1.11M—
Other comprehensive income/(loss)	-$7.72M—	——	$2.13M+112%	$1M+191%	-$1.11M—
Tax expense (benefit) of other comprehensive income (loss), reclassification adjustment from AOCI for sale of securities	$0—	——	-$62.9M—	——	-$100K—
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	$0—	——	-$299.13M—	$0+100%	-$407K—
Amortization from transfer of securities from available for sale to held to maturity securities	$0—	——	-$1.82M-346%	-$408K-146%	-$166K—
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	-$9.91M—	——	-$294.47M-17,649%	$1.68M+202%	-$1.64M—
Other Interest And Dividend Income	$1.51M-19.1%	$1.87M-9.6%	$2.06M+149%	$830K-66.6%	$2.49M-28.7%
Outside services and consultants	$2.76M-8.9%	$3.04M-21.0%	$3.84M+17.3%	$3.28M+0.4%	$3.27M-27.0%
Payments For Proceeds From Financing Receivable	$2.17M—	——	$8.91M-88.2%	$75.76M+60.6%	$47.16M—
Payments For Purchase Of Securities Operating Activities	$4.97M—	——	——	——	$0—
Payments of Ordinary Dividends, Common Stock	$8.23M+0.4%	$8.2M+15.7%	$7.08M-0.2%	$7.09M-0.4%	$7.12M+1.1%
Payment, Tax Withholding, Share-Based Payment Arrangement	$0—	$0-100%	$292K+93.4%	$151K-95.9%	$3.7M+596%
Payments to Acquire Debt Securities, Available-for-Sale	$33.37M+300%	$8.35M—	——	——	$0—
Payments to Acquire Property, Plant, and Equipment	$56K-94.1%	$943K-37.5%	$1.51M+9.7%	$1.38M+21.8%	$1.13M-37.2%
Proceeds from Life Insurance Policy	$0-100%	$1.96M+426%	$372K—	$0-100%	$376K—
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	$0—	$0-100%	$23.14M+0.7%	$22.96M+29.9%	$17.68M-7.2%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$17.86M-21.9%	$22.86M-26.6%	$31.14M+5,636%	$543K-9.0%	$597K-70.0%
Principal payments received on trading securities	$4.9M—	——	——	——	$0—
Proceeds From Payments For In Interest Bearing Deposits In Banks	$0—	——	——	——	$735K—
Proceeds From Payments For In Securities Sold Under Agreements To Repurchase	-$22.46M—	——	-$8.12M-212%	$7.24M+451%	-$2.06M+93.7%
Proceeds from sales and redemptions of investments in debt securities classified as available for sale	$0—	——	$1.41B—	$0-100%	$4.13M—
Sale of investments	$0—	——	$1.41B—	——	$4.13M-98.6%
Proceeds From Sale Of Federal Home Loan Bank Stock	$0—	——	——	——	$8.41M—
Proceeds From Sale Of Loans Held For Sale	$39.09M-22.1%	$50.18M-5.0%	$52.82M+49.2%	$35.39M+35.7%	$26.07M-92.4%
Loans	$0—	——	$173.9M—	——	$54.99M—
Proceeds from the sale of for-sale condominiums, net of selling costs	$555K—	——	$113K-60.9%	$289K+30.8%	$221K—
Service charges on deposit accounts	$3.52M+5.5%	$3.34M-3.8%	$3.47M+8.3%	$3.21M0.0%	$3.21M-2.1%
Stock-based compensation	$556K+21.7%	$457K+43.7%	$318K-17.8%	$387K-15.7%	$459K-72.9%
Stock Repurchased During Period Shares	803.3K0.0%	803.3K—	——	——	——
Transfer of held to maturity securities to available for sale	$0—	——	$1.79B—	——	$4.54M—
Transfer of loans to other real estate and repossessed assets	$1.99M—	——	$711K-19.0%	$878K-15.1%	$1.03M—
Average price paid (in dollars per share)	$16.890.0%	$16.89—	——	——	——
Wire transfer fees	$63K-4.5%	$66K-7.0%	$71K+2.9%	$69K-2.8%	$71K-42.7%

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Questions, answered.

What is Horizon Bancorp's revenue?: Horizon Bancorp (HBNC) generated -$28.4M in revenue over the trailing twelve months, down 114.8% year over year.
Is Horizon Bancorp profitable?: Horizon Bancorp is not currently profitable: it reported a net loss of $151.2M over the trailing twelve months, a 33.0% net margin.
What is Horizon Bancorp's earnings per share?: Horizon Bancorp's diluted EPS over the trailing twelve months is $-3.17.
Where does Horizon Bancorp's income statement data come from?: Every line is extracted from Horizon Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.