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Horizon Bancorp HBNC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$158.9M+11.6%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$66.67M-4.7%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$98.24M+9.4%
Trico Bancshares logo
Trico BancsharesTCBK
$87.9M+11.5%
WSFS Financial logo
WSFS FinancialWSFS
$187.13M+18.5%
The Bancorp logo
The BancorpTBBK
$61.21M+36.4%

Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%
Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.7%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's net interest income (after provisions)?
Horizon Bancorp (HBNC) reported net interest income (after provisions) of $61.85M in Q1 2026.
How has Horizon Bancorp's net interest income (after provisions) changed year-over-year?
Horizon Bancorp's net interest income (after provisions) increased by 21.5% year-over-year, from $50.89M to $61.85M.
What is the long-term trend for Horizon Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Horizon Bancorp's net interest income (after provisions) has grown at a 6.4% compound annual growth rate (CAGR), from $177.89M to $227.59M.
What does net interest income (after provisions) mean?
This metric is calculated as net interest income minus the provision for credit losses, providing a clearer view of the bank's profitability after accounting for the expected risk of loan defaults. It represents the net revenue available to cover non-interest expenses and generate profit. This is a key indicator of the bank's ability to maintain earnings stability despite credit cycle fluctuations.