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Horace Mann Educators HMN Indexed Universal Life — Deferred Policy Acquisition Cost, Experience Adjustment

Other product segments

Experience life
$0
Limited-Pay Whole Life
$0
Term Life
$0

Similar metrics at other companies

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$194M-6.3%
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$2.28B+16.5%
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PFGUniversal Life — Deferred Policy Acquisition Cost Amortization Expense
$23.6M-0.8%
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BHFUniversal Life Insurance — Deferred Policy Acquisition Cost
$310M-5.2%
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PRUVariable Universal Life — Deferred Policy Acquisition Cost
$4.96B+11.1%
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BHFUniversal Life Insurance — Deferred Policy Acquisition Costs, Amortization Expense
$10M0.0%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostExperienceAdjustment.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's indexed universal life — deferred policy acquisition cost, experience adjustment?
Horace Mann Educators (HMN) reported indexed universal life — deferred policy acquisition cost, experience adjustment of $0 in Q1 2026.
What is the long-term trend for Horace Mann Educators's indexed universal life — deferred policy acquisition cost, experience adjustment?
Over 4 years (2021 to 2025), Horace Mann Educators's indexed universal life — deferred policy acquisition cost, experience adjustment has grown at a 0.0% compound annual growth rate (CAGR), from $100K to $100K.
What does indexed universal life — deferred policy acquisition cost, experience adjustment mean?
This metric captures adjustments made to the deferred policy acquisition cost asset balance due to differences between actual experience and the original actuarial assumptions used for amortization. It reflects the impact of deviations in factors such as policy persistency, mortality rates, or investment returns on the valuation of the deferred asset. Significant adjustments may indicate a need to re-evaluate the long-term profitability projections for the Indexed Universal Life segment.