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Horace Mann Educators HMN Property & Casualty — Commissions expense

Other segment segments

Supplemental & Group Benefits
$11.8M+4.4%
Life & Retirement
$11M+13.4%
Corporate & Other
$0

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MCYProperty & Casualty — Policy acquisition costs
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KMPRSpecialty Property & Casualty Insurance — Policy Acquisition Costs
$122.9M-7.1%
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MCYProperty & Casualty — Other operating expenses
$123.1M+56.0%
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FAFInsurance commissions
$602.2M+14.6%
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ORIOther — Insurance Commissions
-$100K+50.0%
Unum logo
UNMInsurance commissions
$368.5M+7.4%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpenseCommissionExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's property & casualty — commissions expense?
Horace Mann Educators (HMN) reported property & casualty — commissions expense of $16.4M in Q1 2026.
How has Horace Mann Educators's property & casualty — commissions expense changed year-over-year?
Horace Mann Educators's property & casualty — commissions expense decreased by 3.0% year-over-year, from $16.9M to $16.4M.
What is the long-term trend for Horace Mann Educators's property & casualty — commissions expense?
Over 3 years (2022 to 2025), Horace Mann Educators's property & casualty — commissions expense has grown at a 18.0% compound annual growth rate (CAGR), from $43.8M to $72M.
What does property & casualty — commissions expense mean?
The fees paid to agents, brokers, or distribution partners for the acquisition and renewal of insurance policies. This metric highlights the cost of customer acquisition and the reliance on third-party distribution channels.