Skip to content

Horace Mann Educators HMN Whole Life — Deferred Policy Acquisition Cost, Experience Adjustment

Other product segments

Experience life
$0
Limited-Pay Whole Life
$0
Term Life
$0

Similar metrics at other companies

Cincinnati Financial logo
CINFWhole Life Insurance — Deferred policy acquisition costs
$56M+5.7%
Brighthouse Financial logo
BHFTerm and Whole Life Insurance — Deferred Policy Acquisition Cost
$254M-15.1%
Cincinnati Financial logo
CINFWhole Life Insurance — Deferred Policy Acquisition Costs, Amortization Expense
$1M0.0%
Cincinnati Financial logo
CINFWhole Life Insurance — Capitalized deferred policy acquisition costs
$2M0.0%
Brighthouse Financial logo
BHFTerm and Whole Life Insurance — Deferred Policy Acquisition Costs, Amortization Expense
$10M-9.1%
Lincoln National logo
LNCTraditional Life — Deferred Policy Acquisition Cost
$1.27B-3.7%

Other financials

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

See full
Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostExperienceAdjustment.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's whole life — deferred policy acquisition cost, experience adjustment.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Horace Mann Educators's whole life — deferred policy acquisition cost, experience adjustment?
Horace Mann Educators (HMN) reported whole life — deferred policy acquisition cost, experience adjustment of $100K in Q1 2026.
What does whole life — deferred policy acquisition cost, experience adjustment mean?
Adjustments made to the deferred acquisition cost balance based on deviations between actual and expected policy experience, such as lapse rates or mortality. This metric highlights the accuracy of initial underwriting assumptions and the need for periodic balance sheet corrections.