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First Internet Bancorp INBK Allowance for credit losses

Allowance for credit losses at other companies

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JPMorgan ChaseJPM
$25.93B+2.9%
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Ally FinancialALLY
$3.54B+4.2%
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Live Oak BancsharesLOB
$193.28M+1.6%
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$57.07M+30.4%
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Customers BancorpCUBI
$160.96M+14.1%
First Financial Bancorp logo
First Financial BancorpFFBC
$183.72M+18.2%

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Reported directly by First Internet Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: First Internet Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's allowance for credit losses?
First Internet Bancorp (INBK) reported allowance for credit losses of $56.5M in Q1 2026.
How has First Internet Bancorp's allowance for credit losses changed year-over-year?
First Internet Bancorp's allowance for credit losses increased by 19.6% year-over-year, from $47.24M to $56.5M.
What is the long-term trend for First Internet Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), First Internet Bancorp's allowance for credit losses has grown at a 13.6% compound annual growth rate (CAGR), from $29.48M to $55.69M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.