When did Live Oak Bancshares report Q4 2024 earnings?

Live Oak Bancshares (LOB) reported Q4 2024 earnings on March 18, 2025 after market close.

What were Live Oak Bancshares's Q4 2024 revenue and EPS?

Live Oak Bancshares reported revenue of $239.9M and eps of $0.21 for Q4 2024.

Where can I find Live Oak Bancshares's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001462120-25-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.

Live Oak Bancshares LOB Q4 2024 Annual earnings

Reported March 18, 2025 · After market close

Revenue$239.9M

EPS$0.21

Next report

Oct 28, 2026 (in 3 months)

Revenue estimate$163.8M

EPS estimate$0.82

Financials

Q4 2024

Income statement

See full

Revenue$116.9M+4.5%

Net income$9.9M-38.7%

EPS (diluted)$0.21-41.7%

Balance sheet

See full

Cash & equivalents$608.8M+4.5%

Total debt$115.6M+336%

Total equity$999.0M+10.7%

Total assets$12.9B+14.8%

Cash flow

See full

Operating cash flow$49.7M—

CapEx$4.0M-81.4%

Free cash flow$45.7M—

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$1.79B-11.8%

Enterprise value$1.29B-11.9%

P/E23.1×-4.3×

P/S3.7×-0.8×

Profitability

See full

Net margin15.9%-0.6pp

FCF margin22%—

Returns & leverage

See full

Return on equity8.1%-0.5pp

Debt / equity0.1×+0.1×

Versus estimates

Revenue

Q2 2026$156.1MBeat by $1.0M Q1 2026$145.5MMiss by $5.8M Q4 2025$172.9MBeat by $22.5M Q3 2025$142.5MMiss by $8.8M Q2 2025$142.0MMiss by $5.9M Q1 2025$123.8MMiss by $7.9M

Diluted EPS

Q2 2026$0.74Beat by $0.06 Q1 2026$0.60Beat by $0.06 Q4 2025$0.95Beat by $0.39 Q3 2025$0.55Miss by $0.03 Q2 2025$0.51Miss by $0.01 Q1 2025$0.21Miss by $0.17

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Questions, answered.

When did Live Oak Bancshares report Q4 2024 earnings?: Live Oak Bancshares (LOB) reported Q4 2024 earnings on March 18, 2025 after market close.
What were Live Oak Bancshares's Q4 2024 revenue and EPS?: Live Oak Bancshares reported revenue of $239.9M and eps of $0.21 for Q4 2024.
Where can I find Live Oak Bancshares's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001462120-25-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.