What is Live Oak Bancshares's net income?

Live Oak Bancshares (LOB) reported net income of $29.95M in Q1 2026.

How has Live Oak Bancshares's net income changed year-over-year?

Live Oak Bancshares's net income increased by 209.8% year-over-year, from $9.67M to $29.95M.

What is the long-term trend for Live Oak Bancshares's net income?

Over 4 years (2021 to 2025), Live Oak Bancshares's net income has grown at a -10.8% compound annual growth rate (CAGR), from $167M to $105.64M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

Live Oak Bancshares LOB Net Income

Net Income at other companies

JPMorgan ChaseJPM

$16.49B+12.6%

Bank of AmericaBAC

$8.58B+16.6%

The BancorpTBBK

$60.07M+5.1%

OFG BancorpOFG

$53.94M+18.4%

National Bank HoldingsNBHC

$20.79M-14.2%

Northwest BancsharesNWBI

$50.54M+16.3%

Other financials

Income statement

See full

Revenue$145.5M+18.4%

Net income$30.0M+209%

EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%

Total debt$99.7M-9.5%

Total equity$1.3B+24.4%

Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%

CapEx$2.0M-10.8%

Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%

Enterprise value$1.13B+39.8%

P/E14.6×-10.0×

P/S3.1×+0.1×

Profitability

See full

Net margin21.1%+9.1pp

FCF margin43.7%+30.2pp

Returns & leverage

See full

Return on equity11%+4.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's net income?: Live Oak Bancshares (LOB) reported net income of $29.95M in Q1 2026.
How has Live Oak Bancshares's net income changed year-over-year?: Live Oak Bancshares's net income increased by 209.8% year-over-year, from $9.67M to $29.95M.
What is the long-term trend for Live Oak Bancshares's net income?: Over 4 years (2021 to 2025), Live Oak Bancshares's net income has grown at a -10.8% compound annual growth rate (CAGR), from $167M to $105.64M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.