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Live Oak Bancshares LOB Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

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Bank of AmericaBAC
$1.49T+3.1%
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Wells Fargo & CompanyWFC
$1.09T+10.7%
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Customers BancorpCUBI
$14.85B+11.0%
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National Bank HoldingsNBHC
FIB
First Interstate BancSystem, Inc.FIBK

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.86B+25.8%

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's interest-bearing deposit liabilities?
Live Oak Bancshares (LOB) reported interest-bearing deposit liabilities of $13.32B in Q1 2026.
How has Live Oak Bancshares's interest-bearing deposit liabilities changed year-over-year?
Live Oak Bancshares's interest-bearing deposit liabilities increased by 10.9% year-over-year, from $12.01B to $13.32B.
What is the long-term trend for Live Oak Bancshares's interest-bearing deposit liabilities?
Over 5 years (2020 to 2025), Live Oak Bancshares's interest-bearing deposit liabilities has grown at a 18.5% compound annual growth rate (CAGR), from $5.64B to $13.17B.
What does interest-bearing deposit liabilities mean?
This represents the total volume of customer deposits on which the bank is contractually obligated to pay interest, such as savings accounts, money market accounts, and certificates of deposit. These liabilities constitute a core funding source for the bank's lending activities. The cost of these deposits is a primary driver of the bank's interest expense and overall funding strategy.