What is the long-term trend for Live Oak Bancshares's provision for loan, lease, and other losses?

Over 4 years (2021 to 2025), Live Oak Bancshares's provision for loan, lease, and other losses has grown at a 58.6% compound annual growth rate (CAGR), from $15.21M to $96.3M.

Live Oak Bancshares LOB Provision for Loan, Lease, and Other Losses

Discontinued — last reported Q2 '26

Provision for Loan, Lease, and Other Losses at other companies

JPMorgan ChaseJPM

$2.52B-11.7%

Wells Fargo & CompanyWFC

$914M-9.1%

The BancorpTBBK

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First Internet BancorpINBK

——

ServisFirst BancsharesSFBS

——

Southern First BancsharesSFST

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Other financials

Income statement

See full

Revenue$156.1M+8.6%

Net income$36.8M+57.1%

EPS (diluted)$0.74+45.1%

Balance sheet

See full

Cash & equivalents$927.6M+40.0%

Total debt$99.8M-7.3%

Total equity$1.3B+23.9%

Total assets$16.0B+16.0%

Cash flow

See full

Operating cash flow$87.4M+394%

CapEx$2.0M-10.8%

Free cash flow$85.3M+366%

Valuation

See full

Market cap$1.99B+31.6%

Enterprise value$1.16B+21.3%

P/E14.2×-12.7×

P/S3.3×+0.3×

Profitability

See full

Net margin22.9%+12.0pp

FCF margin43.7%+30.2pp

Returns & leverage

See full

Return on equity11.7%+6.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Live Oak Bancshares’s 8-K, filed July 22, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's provision for loan, lease, and other losses?: Live Oak Bancshares (LOB) reported provision for loan, lease, and other losses of $25.8M in Q2 2026.
How has Live Oak Bancshares's provision for loan, lease, and other losses changed year-over-year?: Live Oak Bancshares's provision for loan, lease, and other losses increased by 11.0% year-over-year, from $23.25M to $25.8M.
What is the long-term trend for Live Oak Bancshares's provision for loan, lease, and other losses?: Over 4 years (2021 to 2025), Live Oak Bancshares's provision for loan, lease, and other losses has grown at a 58.6% compound annual growth rate (CAGR), from $15.21M to $96.3M.