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Live Oak Bancshares LOB FDIC assessments

FDIC assessments at other companies

The Bancorp logo
The BancorpTBBK
125,100,000%+19,800,000pp
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.9M+24.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$3.37M+2.4%
FIB
First Interstate BancSystem, Inc.FIBK
$2.8M-34.9%
Independent Bank Corp logo
Independent Bank CorpINDB
$3.33M+11.4%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%
Enterprise value$1.13B+39.8%
P/E14.6×-10.0×
P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's FDIC assessments?
Live Oak Bancshares (LOB) reported FDIC assessments of $4.4M in Q1 2026.
How has Live Oak Bancshares's FDIC assessments changed year-over-year?
Live Oak Bancshares's FDIC assessments increased by 23.9% year-over-year, from $3.55M to $4.4M.
What is the long-term trend for Live Oak Bancshares's FDIC assessments?
Over 4 years (2021 to 2025), Live Oak Bancshares's FDIC assessments has grown at a 20.0% compound annual growth rate (CAGR), from $7.07M to $14.67M.
What does FDIC assessments mean?
The cost of mandatory insurance premiums paid to the Federal Deposit Insurance Corporation to protect customer deposits. This is a regulatory expense that scales based on the bank's total deposit base and risk profile.