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Live Oak Bancshares LOB Net unrealized gains (losses) on securities still held

Net unrealized gains (losses) on securities still held at other companies

The Bancorp logo
The BancorpTBBK
-$9.84M-147%
Northwest Bancshares logo
Northwest BancsharesNWBI
Renasant logo
RenasantRNST
Axos Financial logo
Axos FinancialAX
Independent Bank Corp logo
Independent Bank CorpINDB
Valley National Bank logo
Valley National BankVLY

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%
Enterprise value$1.13B+39.8%
P/E14.6×-10.0×
P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's net unrealized gains (losses) on securities still held?
Live Oak Bancshares (LOB) reported net unrealized gains (losses) on securities still held of -$2.68M in Q1 2026.
How has Live Oak Bancshares's net unrealized gains (losses) on securities still held changed year-over-year?
Live Oak Bancshares's net unrealized gains (losses) on securities still held decreased by 118.3% year-over-year, from $14.65M to -$2.68M.
What is the long-term trend for Live Oak Bancshares's net unrealized gains (losses) on securities still held?
Over 2 years (2022 to 2025), Live Oak Bancshares's net unrealized gains (losses) on securities still held has grown at a -37.7% compound annual growth rate (CAGR), from -$97.19M to $37.66M.
What does net unrealized gains (losses) on securities still held mean?
This represents the change in the fair value of available-for-sale investment securities that is recognized in equity rather than the income statement. It reflects market-driven fluctuations in the value of the bank's bond or investment portfolio due to interest rate changes. This metric is critical for assessing the unrealized sensitivity of the balance sheet to market volatility.