What are Open Lending Corporation's total assets?

Open Lending Corporation (LPRO) holds $231.1M in total assets, down 24.0% year over year.

How much debt does Open Lending Corporation have?

Open Lending Corporation carries $85.1M in total debt against $75.3M of shareholders' equity, a debt-to-equity ratio of 1.13.

How much cash does Open Lending Corporation have?

Open Lending Corporation holds $185.0M in cash and equivalents.

Can Open Lending Corporation cover its short-term obligations?

Its current ratio is 4.44 — current assets exceed current liabilities.

Where does Open Lending Corporation's balance sheet data come from?

Every line is extracted from Open Lending Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Open Lending Corporation LPRO Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$184.95M-1.7%	$188.22M-19.5%	$233.73M-3.2%	$241.34M-2.2%	$246.85M-2.8%
Restricted cash	$11.64M+0.3%	$11.6M+0.1%	$11.6M+8.6%	$10.68M+0.5%	$10.62M-1.3%
Accounts receivable, net	$4.75M+30.1%	$3.65M-17.3%	$4.42M+0.3%	$4.41M-20.6%	$5.55M+9.8%
Prepaid expenses and other current assets	$5.86M+8.2%	$5.42M-15.3%	$6.39M+97.9%	$3.23M+1.6%	$3.18M-1.1%
Income taxes receivable	$1M-68.8%	$3.21M-20.0%	$4.02M+12.3%	$3.58M+0.2%	$3.57M+0.3%
Contract assets	$21.56M-2.8%	$22.19M-7.6%	$24.02M+65.0%	$14.55M-21.9%	$18.64M+86.9%
Total current assets	$218.13M-2.0%	$222.69M-18.3%	$272.57M+2.0%	$267.1M-3.8%	$277.79M+0.7%
Property and equipment, net	$399K-12.9%	$458K-11.6%	$518K-11.6%	$586K-9.8%	$650K-10.8%
Operating lease right-of-use assets	$2.85M-7.0%	$3.06M-6.4%	$3.27M-5.9%	$3.48M-5.5%	$3.68M-5.1%
Other non-current assets	$2.38M-17.7%	$2.89M-6.3%	$3.09M-79.3%	$14.9M+33.0%	$11.2M+120%
Total assets	$231.09M-2.4%	$236.68M-17.7%	$287.65M-3.0%	$296.66M-2.5%	$304.22M+2.7%
Accounts payable	$543K+21.7%	$446K-57.0%	$1.04M+116%	$481K+36.6%	$352K-63.1%
Accrued expenses	$2.95M+32.0%	$2.24M-17.2%	$2.7M+30.3%	$2.07M+81.3%	$1.14M-67.2%
Current portion of long-term debt	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%
Income taxes payable	$2.2M—	——	$1.43M+17,800%	$8K-79.5%	$39K-98.8%
Total current liabilities	$49.14M-0.2%	$49.26M+1.0%	$48.76M+3.4%	$47.14M+5.5%	$44.7M-5.4%
Long-term debt	$75.44M-2.4%	$77.27M-39.1%	$126.85M-1.4%	$128.64M-1.4%	$130.43M-1.4%
Operating lease liabilities, non-current	$2.13M-10.5%	$2.38M-8.8%	$2.61M-8.0%	$2.84M-7.3%	$3.06M-6.5%
Other non-current liabilities	$4.29M-18.1%	$5.24M-20.6%	$6.6M-7.4%	$7.13M+0.5%	$7.1M-3.2%
Total liabilities	$155.77M-3.7%	$161.72M-24.7%	$214.83M-1.3%	$217.71M-3.0%	$224.39M+2.8%
Preferred stock	$0—	$0—	$0—	$0—	$0—
Common stock	550M0.0%	550M0.0%	550M0.0%	550M0.0%	550M+42,802%
Additional paid-in capital	$491.95M-1.1%	$497.66M+0.2%	$496.83M+0.3%	$495.42M-0.5%	$497.88M-1.0%
Retained earnings	-$333.46M-0.1%	-$333M+0.5%	-$334.68M-2.3%	-$327.11M+0.3%	-$328.14M+0.2%
Treasury stock	$84.47M-7.2%	$90.99M+0.4%	$90.61M0.0%	$90.64M-0.6%	$91.2M-6.1%
Total stockholders' equity	$75.32M+0.5%	$74.96M+2.9%	$72.83M-7.8%	$78.95M-1.1%	$79.83M+2.2%
Total liabilities and stockholders' equity	$231.09M-2.4%	$236.68M-17.7%	$287.65M-3.0%	$296.66M-2.5%	$304.22M+2.7%
Other current assets	$5.86M+8.2%	$5.42M-15.3%	$6.39M+97.9%	$3.23M+1.6%	$3.18M-1.1%
Capitalized Computer Software, Net	$3.82M-5.7%	$4.05M-12.9%	$4.65M-9.3%	$5.12M-5.1%	$5.4M+0.2%
Contract Assets, Non-Current	$2.38M-17.7%	$2.89M-6.3%	$3.09M-79.3%	$14.9M+33.0%	$11.2M+120%
Deferred Tax Assets and Other Non-Current Assets	$3.51M-0.5%	$3.53M-0.8%	$3.56M-35.0%	$5.48M-0.5%	$5.51M-0.9%
Net Investment in Lease	$2.85M-7.0%	$3.06M-6.4%	$3.27M-5.9%	$3.48M-5.5%	$3.68M-5.1%
Capitalized software licenses	$3.82M-5.7%	$4.05M-12.9%	$4.65M-9.3%	$5.12M-5.1%	$5.4M+0.2%
Operating lease right-of-use assets	$2.85M-7.0%	$3.06M-6.4%	$3.27M-5.9%	$3.48M-5.5%	$3.68M-5.1%
Other non-current assets	$3.51M-0.5%	$3.53M-0.8%	$3.56M-35.0%	$5.48M-0.5%	$5.51M-0.9%
Operating Lease Right-of-Use Assets in Other Assets	$2.85M-7.0%	$3.06M-6.4%	$3.27M-5.9%	$3.48M-5.5%	$3.68M-5.1%
Software and Technology Licenses, Net	$3.82M-5.7%	$4.05M-12.9%	$4.65M-9.3%	$5.12M-5.1%	$5.4M+0.2%
Other Commercial Liabilities	$5.96M-31.5%	$8.7M+0.7%	$8.64M+8.6%	$7.95M+4.7%	$7.6M+47.1%
Contract Liabilities and Refund Liability	$20.51M+9.8%	$18.67M+8.4%	$17.23M-6.4%	$18.41M+5.5%	$17.45M-9.8%
Accrued Liabilities, Current	$5.96M-31.5%	$8.7M+0.7%	$8.64M+8.6%	$7.95M+4.7%	$7.6M+47.1%
Third-party claims administration liability	$11.68M-0.2%	$11.71M+0.5%	$11.65M+8.6%	$10.72M+0.6%	$10.66M-1.3%
Notes Payable Current	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%
Other accrued liabilities	$2.95M+32.0%	$2.24M-17.2%	$2.7M+30.3%	$2.07M+81.3%	$1.14M-67.2%
Notes Payable	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%	$7.5M0.0%
Debt Instrument Face Amount	——	——	——	——	——
Debt Instrument - Effective Interest Rate	5.7%-0.5%	6.2%—	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	$306K-14.8%	$359K-44.6%	$648K-11.8%	$735K-10.5%	$821K-9.6%
Total debt	$85.08M-3.4%	$88.05M-35.7%	$136.97M-1.4%	$138.98M-1.4%	$140.99M-1.9%
Common Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common Stock Shares Issued	128.2M0.0%	128.2M0.0%	128.2M0.0%	128.2M0.0%	128.2M0.0%
Convertible Preferred Stock Authorized Shares	10M0.0%	10M0.0%	10M0.0%	10M0.0%	10M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—	0—
Convertible Preferred Stock Outstanding Shares	0—	0—	0—	0—	0—
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$1.28M0.0%	$1.28M0.0%	$1.28M0.0%	$1.28M0.0%	$1.28M0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—	$0—
Preferred Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Share Repurchase Authorization Limit	$20.1M—	——	——	$25M—	——
Share Repurchase Program - Amount Remaining	$20.1M—	——	——	——	——
Common stock, par value (in dollars per share)	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common stock, shares authorized (in shares)	$550M0.0%	$550M0.0%	$550M0.0%	$550M0.0%	$550M0.0%
Common stock, shares issued (in shares)	$128.2M0.0%	$128.2M0.0%	$128.2M0.0%	$128.2M0.0%	$128.2M0.0%
Common Stock, Shares, Outstanding	$118.22M+0.5%	$117.66M-0.4%	$118.18M0.0%	$118.17M-1.3%	$119.78M+0.4%
Contract with Customer, Asset, after Allowance for Credit Loss	$23.94M-4.5%	$25.08M-7.5%	$27.1M-8.0%	$29.45M-1.3%	$29.85M+98.1%
Estimated rate refund liabilities	$20.51M+9.8%	$18.67M+8.4%	$17.23M-6.4%	$18.41M+5.5%	$17.45M-9.8%
Customer Refund Liability Noncurrent	$24.77M-10.2%	$27.57M-8.1%	$30M-6.1%	$31.97M-18.3%	$39.11M+38.6%
Minimum fixed charge coverage ratio	——	——	——	——	——
Maximum total net leverage ratio	——	——	——	——	——
Debt issuances	——	——	——	——	——
Tax receivable within other current assets	$1M-68.8%	$3.21M-20.0%	$4.02M+12.3%	$3.58M+0.2%	$3.57M+0.3%
Long Term Notes Payable	$75.44M-2.4%	$77.27M-39.1%	$126.85M-1.4%	$128.64M-1.4%	$130.43M-1.4%
Preferred Stock, Par or Stated Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Preferred Stock, Shares Authorized	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—	$0—
Preferred Stock, Shares Outstanding	$0—	$0—	$0—	$0—	$0—
Share Repurchase Program, Authorized, Amount	$25M—	——	——	$25M—	——
Share Repurchase Program, Remaining Authorized, Amount	$20.1M—	——	——	——	——
Treasury stock, shares (in shares)	$9.98M-5.3%	$10.54M+5.1%	$10.02M0.0%	$10.03M+19.1%	$8.42M-4.9%

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Questions, answered.

What are Open Lending Corporation's total assets?: Open Lending Corporation (LPRO) holds $231.1M in total assets, down 24.0% year over year.
How much debt does Open Lending Corporation have?: Open Lending Corporation carries $85.1M in total debt against $75.3M of shareholders' equity, a debt-to-equity ratio of 1.13.
How much cash does Open Lending Corporation have?: Open Lending Corporation holds $185.0M in cash and equivalents.
Can Open Lending Corporation cover its short-term obligations?: Its current ratio is 4.44 — current assets exceed current liabilities.
Where does Open Lending Corporation's balance sheet data come from?: Every line is extracted from Open Lending Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.