Medallion Financial MFIN Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profit Loss by Business | |||||
| Commercial Lending | $14.6M+86.6% | $7.83M+15.3% | $6.79M+834% | -$925K-118% | |
| Consumer Lending | $31.05M-4.4% | $32.46M-23.2% | $42.28M-15.4% | $49.96M-3.5% | |
| Taxi Medallion Lending | $3.24M+62.2% | $2M-88.3% | $17.01M+5,423% | $308K+126% | |
| Loans And Leases Receivable Net Reported Amount Covered by Business | |||||
| Commercial Lending | $495.67M+13.1% | $438.18M— | —— | —— | |
| Consumer Lending | $6.31B+5.9% | $5.96B— | —— | —— | |
| Taxi Medallion Lending | $5.9M-51.6% | $12.19M— | —— | —— | |
| Interest Income Expense Operating by Business | |||||
| Commercial Lending | $15.9M+13.5% | $14.01M+10.1% | $12.72M+36.1% | $9.35M+41.8% | |
| Consumer Lending | $209.32M+7.8% | $194.13M+15.7% | $167.77M+20.6% | $139.14M+17.6% | |
| Taxi Medallion Lending | $432K-34.4% | $659K-58.7% | $1.6M+153% | $632K+143% | |
| Interest Income Expense Net by Business | |||||
| Commercial Lending | $11.08M+14.1% | $9.71M+6.5% | $9.12M+44.6% | $6.31M+62.9% | |
| Consumer Lending | $157.36M+6.3% | $148.01M+8.6% | $136.33M+12.5% | $121.21M+11.9% | |
| Taxi Medallion Lending | $359K-35.5% | $557K-63.5% | $1.52M+1,129% | $124K+102% | |
| Net Interest Margin by Business | |||||
| Commercial Lending | 26.5%— | —— | 26.3%+5.4pp | 20.9%— | |
| Interest Expense Net by Business | |||||
| Commercial Lending | $4.82M+12.3% | $4.29M+19.4% | $3.6M+18.3% | $3.04M+11.8% | |
| Consumer Lending | $51.97M+12.7% | $46.12M+46.7% | $31.44M+75.3% | $17.93M+79.4% | |
| Taxi Medallion Lending | $73K-28.4% | $102K+41.7% | $72K-85.8% | $508K-91.4% | |
| Income Tax Expense Benefit by Business | |||||
| Commercial Lending | $6.5M+77.5% | $3.66M+32.3% | $2.77M+931% | -$333K-118% | |
| Consumer Lending | $13.77M-9.3% | $15.18M-11.9% | $17.23M-4.2% | $17.99M-3.8% | |
| Taxi Medallion Lending | $1.44M+54.1% | $933K-86.5% | $6.93M+6,146% | $111K+126% | |
| Total Assets by Business | |||||
| Commercial Lending | $462.48M+10.3% | $419.37M+2.5% | $409.25M+3.9% | $393.92M+10.2% | |
| Consumer Lending | $6.09B+5.4% | $5.77B+13.7% | $5.08B+16.6% | $4.36B+23.2% | |
| Taxi Medallion Lending | $22.4M-22.5% | $28.9M-57.8% | $68.56M— | —— | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | |||||
| Commercial Lending | $21.1M+83.7% | $11.49M+20.2% | $9.56M+860% | -$1.26M-118% | |
| Consumer Lending | $44.82M-5.9% | $47.64M-19.9% | $59.51M-12.4% | $67.95M-3.6% | |
| Taxi Medallion Lending | $4.68M+59.6% | $2.93M-87.8% | $23.95M+5,615% | $419K+126% | |
| Interest Income Expense After Provision For Loan Loss by Business | |||||
| Commercial Lending | $2.05M-76.2% | $8.62M+20.8% | $7.13M+1,968% | $345K-91.1% | |
| Consumer Lending | $83.45M+4.3% | $80.01M-12.8% | $91.74M-6.8% | $98.41M-2.2% | |
| Taxi Medallion Lending | $3.65M-44.6% | $6.59M-76.3% | $27.84M+322% | $6.6M+1,759% | |
| Net Interest Margin Net Of Allowance Percentage by Business | |||||
| Commercial Lending | 28.5%— | —— | 27.1%+6.1pp | 21%+15.2pp | |
| Debt Longterm And Shortterm Combined Amount by Business | |||||
| Commercial Lending | $375.76M+8.3% | $346.89M+3.5% | $335.12M+5.3% | $318.25M+11.0% | |
| Consumer Lending | $4.95B+3.5% | $4.78B+14.8% | $4.16B+18.2% | $3.52B+25.2% | |
| Taxi Medallion Lending | $18.2M-23.8% | $23.89M-57.4% | $56.14M— | —— | |
| Interest Yield by Business | |||||
| Commercial Lending | 37.6%— | —— | 37.1%+5.9pp | 31.2%— | |
| Provision For Loan Losses Expensed by Business | |||||
| Commercial Lending | $9.03M+726% | $1.09M-45.0% | $1.99M-66.7% | $5.96M— | |
| Consumer Lending | $73.91M+8.7% | $68M+52.5% | $44.59M+95.6% | $22.8M— | |
| Taxi Medallion Lending | -$3.29M+45.4% | -$6.04M+77.1% | -$26.32M-307% | -$6.47M— | |
| Delinquency Status by Business | |||||
| Consumer Lending | 1.8%+0.2pp | 1.6%+0.1pp | 1.5%+0.1pp | 1.4%+0.3pp | |
| Financing Receivable Nonaccrual Percent Past Due1 by Product | |||||
| Construction | 57%+3.0pp | 54%— | —— | —— | |
| Manufacturing | 234%+14.0pp | 220%— | —— | —— | |
| Other Product Lines | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%— | |
| Roofing | 122%-32.0pp | 154%-8.0pp | 162%+19.0pp | 143%+31.0pp | |
| Swimming Pools | 122%+30.0pp | 92%+13.0pp | 79%-18.0pp | 97%-7.0pp | |
| Wholesale Trade | 44%-2.0pp | 46%— | —— | —— | |
| Windows | 46%-6.0pp | 52%0.0pp | 52%+4.0pp | 48%-3.0pp | |
| Concentration Risk % by Product | |||||
| Cars | 13%+2.0pp | 11%— | —— | —— | |
| Financing Receivable Nonaccrual Percent Past Due1 by Geography | |||||
| FL | 43%+3.0pp | 40%0.0pp | 40%0.0pp | 40%+2.0pp | |
| Other States | 40%0.0pp | 40%0.0pp | 40%— | —— | |
| TX | 65%+1.0pp | 64%+4.0pp | 60%-3.0pp | 63%+3.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Medallion Financial break its business down?
- Medallion Financial (MFIN) reports profit loss by business across 3 parts — Commercial Lending, Consumer Lending and Taxi Medallion Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Medallion Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Medallion Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.