Medallion Financial MFIN Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profit Loss by Business | ||||||
| Commercial Lending | $454K-90.8% | $6.12M+95.3% | $281K-56.0% | $3.3M+586% | $4.91M+37.2% | |
| Consumer Lending | $6.43M-19.8% | $3.75M-70.9% | $9.34M+34.9% | $9.95M+48.2% | $8.01M+34.9% | |
| Taxi Medallion Lending | $269K-45.9% | $459K+68.8% | $1.89M+84.5% | $394K+353% | $497K-19.1% | |
| Loans And Leases Receivable Net Reported Amount Covered by Business | ||||||
| Commercial Lending | $119.61M+3.1% | $123.07M+10.6% | $135.12M+22.7% | $121.42M+10.2% | $116.06M+8.9% | |
| Consumer Lending | $1.67B+8.1% | $1.62B+4.8% | $1.6B+3.1% | $1.55B+3.3% | $1.55B+13.2% | |
| Taxi Medallion Lending | $1.13M-31.8% | $1.18M-38.2% | $1.51M-53.5% | $1.56M-55.1% | $1.65M-53.7% | |
| Interest Income Expense Operating by Business | ||||||
| Commercial Lending | $3.45M+3.2% | $4.58M+49.5% | $4.23M+12.4% | $3.76M+6.1% | $3.34M-8.3% | |
| Consumer Lending | $54.03M+7.1% | $54.19M+5.7% | $53.57M+4.1% | $51.1M+7.6% | $50.47M+14.9% | |
| Taxi Medallion Lending | $59K-26.3% | $189K+30.3% | $91K-50.5% | $72K-62.1% | $80K-42.9% | |
| Noninterest Income by Business | ||||||
| Commercial Lending | $448K-95.4% | —— | —— | —— | $9.64M— | |
| Consumer Lending | $26K-93.5% | —— | —— | —— | $400K— | |
| Taxi Medallion Lending | $1.12M+32.3% | —— | —— | —— | $844K— | |
| Interest Income Expense Net by Business | ||||||
| Commercial Lending | $2.06M-10.2% | $3.22M+62.0% | $2.98M+10.3% | $2.6M+4.7% | $2.29M-10.1% | |
| Consumer Lending | $39.74M+3.4% | $40.61M+6.0% | $40.08M+3.1% | $38.25M+4.7% | $38.43M+12.1% | |
| Taxi Medallion Lending | $29K-57.4% | $182K+44.4% | $75K-51.3% | $34K-79.4% | $68K-39.3% | |
| Net Interest Margin by Business | ||||||
| Commercial Lending | 6.9%-1.3pp | 0.4%— | 9.1%-0.7pp | 8.8%-0.4pp | 8.3%-0.8pp | |
| Consumer Lending | 9.9%-0.3pp | —— | 10.1%0.0pp | 10%-0.2pp | 10.1%-0.2pp | |
| Interest Expense Net by Business | ||||||
| Commercial Lending | $1.39M+32.2% | $1.36M+26.5% | $1.25M+17.8% | $1.16M+9.6% | $1.05M-4.1% | |
| Consumer Lending | $14.29M+18.7% | $13.58M+4.9% | $13.49M+7.3% | $12.85M+17.3% | $12.04M+24.8% | |
| Taxi Medallion Lending | $30K+150% | $7K-63.2% | $16K-46.7% | $38K+52.0% | $12K-57.1% | |
| Noninterest Expense by Business | ||||||
| Commercial Lending | $1.28M— | —— | —— | —— | —— | |
| Consumer Lending | $11.08M— | —— | —— | —— | —— | |
| Taxi Medallion Lending | $763K— | —— | —— | —— | —— | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Lending | $310K-87.3% | $2.67M+83.3% | $50K-68.6% | $1.34M+1,757% | $2.44M+23.6% | |
| Consumer Lending | $3.82M-4.0% | $1.47M-75.4% | $4.03M+43.3% | $4.29M+38.7% | $3.98M+21.5% | |
| Taxi Medallion Lending | $160K-35.2% | $185K+49.2% | $838K+83.4% | $168K+1,100% | $247K-26.9% | |
| Total Assets by Business | ||||||
| Commercial Lending | $111.56M+1.8% | $115.6M+8.8% | $125.35M+19.1% | $111.96M+6.1% | $109.57M+7.1% | |
| Consumer Lending | $1.61B+7.5% | $1.55B+3.9% | $1.55B+2.7% | $1.49B+2.9% | $1.5B+13.0% | |
| Taxi Medallion Lending | $3.84M-44.0% | $4.33M-34.1% | $5.2M-16.2% | $6.01M-20.0% | $6.86M-20.4% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Lending | $764K-89.6% | $8.79M+91.5% | $331K-58.5% | $4.64M+738% | $7.35M+32.4% | |
| Consumer Lending | $10.25M-14.6% | $5.22M-72.4% | $13.36M+37.3% | $14.24M+45.2% | $11.99M+30.1% | |
| Taxi Medallion Lending | $429K-42.3% | $644K+62.6% | $2.73M+84.1% | $562K+456% | $744K-21.8% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| Commercial Lending | $1.6M+294% | $1.63M-11.4% | $1.56M-36.2% | -$314K-116% | -$824K-135% | |
| Consumer Lending | $21.3M-1.2% | $15.61M-24.4% | $23.37M+9.3% | $22.91M+10.5% | $21.56M+24.9% | |
| Taxi Medallion Lending | $75K-91.5% | $350K-80.5% | $1.77M-32.2% | $654K-42.6% | $883K-16.4% | |
| Net Interest Margin Net Of Allowance Percentage by Business | ||||||
| Commercial Lending | 7.5%-1.2pp | 0.5%— | 9.8%-0.4pp | 9.5%-0.1pp | 8.7%-0.7pp | |
| Consumer Lending | 10.4%-0.2pp | —— | 10.6%0.0pp | 10.5%-0.2pp | 10.6%-0.2pp | |
| Debt Longterm And Shortterm Combined Amount by Business | ||||||
| Commercial Lending | $90.58M+0.5% | $94.03M+6.7% | $102.03M+16.5% | $89.58M+2.6% | $90.12M+7.5% | |
| Consumer Lending | $1.3B+6.1% | $1.26B+1.9% | $1.26B+0.4% | $1.2B-0.5% | $1.23B+13.5% | |
| Taxi Medallion Lending | $3.11M-44.8% | $3.52M-35.4% | $4.24M-18.0% | $4.81M-22.6% | $5.64M-20.1% | |
| Labor And Related Expense by Business | ||||||
| Commercial Lending | $739K-35.3% | —— | —— | —— | $1.14M— | |
| Consumer Lending | $4.11M+12.7% | —— | —— | —— | $3.64M— | |
| Taxi Medallion Lending | $701K+7.8% | —— | —— | —— | $650K— | |
| Interest Yield by Business | ||||||
| Commercial Lending | 11.6%+0.4pp | 0.5%— | 13.2%-0.3pp | 12.7%-0.4pp | 11.2%-1.8pp | |
| Consumer Lending | 13.4%+0.1pp | —— | 13.5%+0.1pp | 13.4%+0.1pp | 13.3%+0.1pp | |
| Other Costs by Business | ||||||
| Commercial Lending | $543K+64.0% | —— | —— | —— | $331K— | |
| Consumer Lending | $2.68M-14.6% | —— | —— | —— | $3.14M— | |
| Taxi Medallion Lending | $34K-81.5% | —— | —— | —— | $184K— | |
| Provision For Loan Losses Expensed by Business | ||||||
| Commercial Lending | $459K-85.3% | $1.59M+980% | $1.41M+461% | $2.91M+509% | $3.11M+1,342% | |
| Consumer Lending | $18.45M+9.3% | $24.99M+41.4% | $16.71M-4.5% | $15.34M-2.9% | $16.87M-0.9% | |
| Taxi Medallion Lending | -$46K+94.4% | -$168K+89.9% | -$1.69M+31.0% | -$620K+36.4% | -$815K+13.7% | |
| Delinquency Status by Business | ||||||
| Commercial Lending | 8.6%-9.1pp | —— | 14%+6.6pp | 16.8%+9.3pp | 17.6%+9.8pp | |
| Consumer Lending | 0.6%+0.1pp | 0.3%+0.1pp | 0.6%+0.1pp | 0.5%+0.1pp | 0.5%0.0pp | |
| Loan Servicing Fees Credit And Collection Costs by Business | ||||||
| Commercial Lending | $0— | —— | —— | —— | —— | |
| Consumer Lending | $4.29M+34.8% | —— | —— | —— | $3.18M— | |
| Taxi Medallion Lending | $28K-81.2% | —— | —— | —— | $149K— | |
| Financing Receivable Nonaccrual Percent Past Due1 by Product | ||||||
| Construction | 10%-3.0pp | 10%-2.0pp | 16%+2.0pp | 18%+4.0pp | 13%-1.0pp | |
| Manufacturing | 62%+4.0pp | 63%+6.0pp | 56%+1.0pp | 57%+2.0pp | 58%+5.0pp | |
| Other Product Lines | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | |
| Roofing | 27%-8.0pp | 28%-8.0pp | 29%-9.0pp | 30%-10.0pp | 35%-5.0pp | |
| Swimming Pools | 35%+6.0pp | 32%+5.0pp | 31%+7.0pp | 30%+9.0pp | 29%+9.0pp | |
| Wholesale Trade | 11%-1.0pp | 11%-1.0pp | 10%-1.0pp | 11%0.0pp | 12%0.0pp | |
| Windows | 11%-2.0pp | 11%-2.0pp | 11%-2.0pp | 11%-2.0pp | 13%0.0pp | |
| Concentration Risk % by Product | ||||||
| Boats | 21%+2.0pp | —— | —— | 2%0.0pp | 19%0.0pp | |
| Cars | 13%+2.0pp | 1%-1.7pp | 0%-2.8pp | 1%-1.8pp | 11%+8.3pp | |
| Other Product Lines | 10%0.0pp | —— | —— | —— | 10%0.0pp | |
| Recreational Vehicles | 54%-1.0pp | —— | —— | —— | 55%+1.0pp | |
| Trailers | 11%— | —— | —— | —— | —— | |
| Financing Receivable Nonaccrual Percent Past Due1 by Geography | ||||||
| FL | 10%0.0pp | 10%0.0pp | 13%+3.0pp | 10%0.0pp | 10%0.0pp | |
| Other States | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | |
| TX | 17%+1.0pp | 17%+1.0pp | 16%0.0pp | 16%0.0pp | 16%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Medallion Financial break its business down?
- Medallion Financial (MFIN) reports profit loss by business across 3 parts — Commercial Lending, Consumer Lending and Taxi Medallion Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Medallion Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Medallion Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.