Medallion Financial MFIN Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profit Loss by Business | ||||||
| Commercial Lending | $10.15M+10.8% | $14.6M+86.6% | $11.62M+54.4% | $11.98M+34.9% | $9.16M-1.9% | |
| Consumer Lending | $29.46M-14.7% | $31.05M-4.4% | $40.19M+39.4% | $37.77M+18.3% | $34.53M-4.9% | |
| Taxi Medallion Lending | $3.01M+60.2% | $3.24M+62.2% | $3.05M-59.9% | $2.19M-71.9% | $1.88M-85.1% | |
| Loans And Leases Receivable Net Reported Amount Covered by Business | ||||||
| Commercial Lending | $499.22M+11.5% | $495.67M+13.1% | $483.87M+9.5% | $458.89M+6.2% | $447.67M+8.0% | |
| Consumer Lending | $6.44B+4.8% | $6.31B+5.9% | $6.24B+8.4% | $6.19B+11.6% | $6.14B+14.2% | |
| Taxi Medallion Lending | $5.38M-47.7% | $5.9M-51.6% | $6.63M-52.5% | $8.37M-42.8% | $10.28M-29.6% | |
| Interest Income Expense Operating by Business | ||||||
| Commercial Lending | $16.01M+16.8% | $15.9M+13.5% | $14.39M-3.4% | $13.92M-3.2% | $13.71M+0.3% | |
| Consumer Lending | $212.89M+6.1% | $209.32M+7.8% | $206.4M+10.2% | $204.28M+13.4% | $200.67M+15.5% | |
| Taxi Medallion Lending | $411K-31.4% | $432K-34.4% | $388K-42.2% | $481K-42.0% | $599K-58.0% | |
| Interest Income Expense Net by Business | ||||||
| Commercial Lending | $10.85M+14.7% | $11.08M+14.1% | $9.85M-7.7% | $9.57M-7.0% | $9.46M-3.3% | |
| Consumer Lending | $158.67M+4.3% | $157.36M+6.3% | $155.07M+7.0% | $153.87M+8.7% | $152.15M+9.8% | |
| Taxi Medallion Lending | $320K-37.6% | $359K-35.5% | $303K-45.9% | $382K-53.2% | $513K-63.2% | |
| Net Interest Margin by Business | ||||||
| Commercial Lending | 25.1%— | 26.5%— | —— | —— | —— | |
| Interest Expense Net by Business | ||||||
| Commercial Lending | $5.16M+21.5% | $4.82M+12.3% | $4.54M+7.3% | $4.35M+6.4% | $4.25M+9.3% | |
| Consumer Lending | $54.22M+11.7% | $51.97M+12.7% | $51.33M+21.2% | $50.41M+30.7% | $48.52M+37.9% | |
| Taxi Medallion Lending | $91K+5.8% | $73K-28.4% | $85K-23.4% | $99K+725% | $86K+161% | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Lending | $4.37M+5.9% | $6.5M+77.5% | $5.28M+58.0% | $5.39M+31.7% | $4.13M-5.1% | |
| Consumer Lending | $13.61M-14.3% | $13.77M-9.3% | $18.3M+42.3% | $17.08M+12.2% | $15.88M-0.7% | |
| Taxi Medallion Lending | $1.35M+60.5% | $1.44M+54.1% | $1.38M-56.6% | $996K-72.9% | $842K-84.3% | |
| Total Assets by Business | ||||||
| Commercial Lending | $464.47M+8.9% | $462.48M+10.3% | $453.13M+6.9% | $433.02M+4.1% | $426.6M+4.0% | |
| Consumer Lending | $6.2B+4.2% | $6.09B+5.4% | $6.03B+8.1% | $5.99B+11.3% | $5.95B+13.9% | |
| Taxi Medallion Lending | $19.38M-28.6% | $22.4M-22.5% | $24.64M-28.7% | $25.65M-43.8% | $27.15M-52.2% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Lending | $14.52M+9.3% | $21.1M+83.7% | $16.9M+55.5% | $17.37M+33.9% | $13.29M-3.0% | |
| Consumer Lending | $43.07M-14.6% | $44.82M-5.9% | $58.49M+40.3% | $54.85M+16.4% | $50.42M-3.6% | |
| Taxi Medallion Lending | $4.36M+60.2% | $4.68M+59.6% | $4.43M-58.9% | $3.18M-72.2% | $2.72M-84.9% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| Commercial Lending | $4.48M-18.1% | $2.05M-76.2% | $2.26M-73.6% | $3.15M-59.8% | $5.47M-30.8% | |
| Consumer Lending | $83.19M-1.3% | $83.45M+4.3% | $88.48M+10.9% | $86.49M+5.4% | $84.32M-0.5% | |
| Taxi Medallion Lending | $2.85M-55.7% | $3.65M-44.6% | $5.1M-70.2% | $5.93M-64.4% | $6.42M-70.2% | |
| Net Interest Margin Net Of Allowance Percentage by Business | ||||||
| Commercial Lending | 27.3%— | 28.5%— | —— | —— | —— | |
| Debt Longterm And Shortterm Combined Amount by Business | ||||||
| Commercial Lending | $376.21M+6.5% | $375.76M+8.3% | $369.87M+5.8% | $355.44M+4.0% | $353.17M+5.0% | |
| Consumer Lending | $5.02B+2.0% | $4.95B+3.5% | $4.92B+7.0% | $4.92B+11.2% | $4.92B+15.0% | |
| Taxi Medallion Lending | $15.68M-30.2% | $18.2M-23.8% | $20.13M-29.3% | $21.07M-43.8% | $22.47M-51.8% | |
| Interest Yield by Business | ||||||
| Commercial Lending | 38%— | 37.6%— | —— | —— | —— | |
| Provision For Loan Losses Expensed by Business | ||||||
| Commercial Lending | $6.37M+59.7% | $9.03M+726% | $7.59M+261% | $6.43M+160% | $3.99M+113% | |
| Consumer Lending | $75.48M+11.3% | $73.91M+8.7% | $66.59M+2.2% | $67.38M+13.2% | $67.84M+25.9% | |
| Taxi Medallion Lending | -$2.53M+57.3% | -$3.29M+45.4% | -$4.79M+71.0% | -$5.55M+65.0% | -$5.91M+70.7% | |
| Delinquency Status by Business | ||||||
| Consumer Lending | 1.9%+0.3pp | 1.8%+0.2pp | 1.7%+0.1pp | 1.6%0.0pp | 1.6%0.0pp | |
| Financing Receivable Nonaccrual Percent Past Due1 by Product | ||||||
| Construction | 54%+1.0pp | 57%+3.0pp | 59%+4.0pp | 57%+1.0pp | 53%-1.0pp | |
| Manufacturing | 238%+13.0pp | 234%+14.0pp | 228%+12.0pp | 227%+23.0pp | 225%+28.0pp | |
| Other Product Lines | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | |
| Roofing | 114%-35.0pp | 122%-32.0pp | 130%-29.0pp | 139%-22.0pp | 149%-13.0pp | |
| Swimming Pools | 128%+27.0pp | 122%+30.0pp | 117%+32.0pp | 110%+30.0pp | 101%+23.0pp | |
| Wholesale Trade | 43%-3.0pp | 44%-2.0pp | 45%0.0pp | 46%-4.0pp | 46%-6.0pp | |
| Windows | 44%-8.0pp | 46%-6.0pp | 48%-4.0pp | 50%-2.0pp | 52%0.0pp | |
| Concentration Risk % by Product | ||||||
| Cars | 15%-4.2pp | 13%+2.0pp | 14.8%— | 17.5%— | 19.3%— | |
| Financing Receivable Nonaccrual Percent Past Due1 by Geography | ||||||
| FL | 43%+3.0pp | 43%+3.0pp | 43%+3.0pp | 40%0.0pp | 40%0.0pp | |
| Other States | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | |
| TX | 66%+2.0pp | 65%+1.0pp | 64%+1.0pp | 64%+2.0pp | 64%+3.0pp |
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Compare these in charts →Questions, answered.
- How does Medallion Financial break its business down?
- Medallion Financial (MFIN) reports profit loss by business across 3 parts — Commercial Lending, Consumer Lending and Taxi Medallion Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Medallion Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Medallion Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.