When did M&T Bank report Q4 2024 earnings?

M&T Bank (MTB) reported Q4 2024 earnings on January 16, 2025 before market open.

What were M&T Bank's Q4 2024 revenue and EPS?

M&T Bank reported revenue of $2.4B and diluted EPS of $3.92 for Q4 2024.

Did M&T Bank beat estimates in Q4 2024?

Revenue beat the consensus estimate of $2.3B by $18.6M. EPS beat the consensus estimate of $3.75 by $0.17.

Where can I find M&T Bank's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001628280-25-006267) directly on SEC EDGAR. The filing index links above go to sec.gov.

M&T Bank MTB Q4 2024 Annual earnings

Reported January 16, 2025 · Before market open

Revenue$2.4BBeat by $18.6M Diluted EPS$3.92Beat by $0.17

Revenue estimate$2.3B

EPS estimate$3.75

Next report

Jul 15, 2026 (In 5 days)

Revenue estimate$2.5B

EPS estimate$4.66

Financials

Q4 2024

Income statement

See full

Revenue$2.4B+3.7%

Net income$681.0M+41.3%

EPS (diluted)$3.86+40.9%

Balance sheet

See full

Cash & equivalents$20.8B-30.3%

Total debt$14.3B+120%

Total equity$29.0B+7.7%

Total assets$208.11B-0.1%

Cash flow

See full

Operating cash flow$1.7B+110%

CapEx$85.0M-3.4%

Free cash flow$1.6B+123%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$31.19B+37.0%

Enterprise value$24.75B+4,885%

P/E12.1×+3.7×

P/S3.4×+1.0×

Profitability

See full

Net margin27.9%-0.5pp

FCF margin37.2%-0.6pp

Returns & leverage

See full

Return on equity9.2%-1.2pp

Debt / equity0.5×+0.3×

Segments

By segment

See full

Retail Bank$1.2B-2.6%

Commercial Bank$745.0M-1.8%

Institutional Services and Wealth Management$390.0M+8.0%

All Other-+100%

By product

See full

Trust income$175.0M+10.1%

Service charges on deposit accounts$131.0M+8.3%

Merchant discount and credit card interchange fees$41.0M—

Brokerage services income$30.0M—

Versus estimates

Revenue

Q1 2026$2.4BBeat by $10.7M Q4 2025$2.5BBeat by $2.2M Q3 2025$2.5BBeat by $72.3M Q2 2025$2.4BBeat by $7.2M Q1 2025$2.3BMiss by $38.5M

Q4 2024$2.4BBeat by $18.6M

Diluted EPS

Q1 2026$4.18Beat by $0.16 Q4 2025$4.67Beat by $0.19 Q3 2025$4.87Beat by $0.44 Q2 2025$4.28Beat by $0.29 Q1 2025$3.38Miss by $0.02

Q4 2024$3.92Beat by $0.17

Ask the moment M&T Bank reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did M&T Bank report Q4 2024 earnings?: M&T Bank (MTB) reported Q4 2024 earnings on January 16, 2025 before market open.
What were M&T Bank's Q4 2024 revenue and EPS?: M&T Bank reported revenue of $2.4B and diluted EPS of $3.92 for Q4 2024.
Did M&T Bank beat estimates in Q4 2024?: Revenue beat the consensus estimate of $2.3B by $18.6M. EPS beat the consensus estimate of $3.75 by $0.17.
Where can I find M&T Bank's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001628280-25-006267) directly on SEC EDGAR. The filing index links above go to sec.gov.