What is Navient's debt-to-assets?

Navient (NAVI) reported debt-to-assets of 0.9× in Q1 2026.

How has Navient's debt-to-assets changed year-over-year?

Navient's debt-to-assets increased by 0.3% year-over-year, from 0.9× to 0.9×.

What is the long-term trend for Navient's debt-to-assets?

Over 5 years (2020 to 2025), Navient's debt-to-assets has grown at a -0.4% compound annual growth rate (CAGR), from 1× to 0.9×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

Navient NAVI Debt-to-assets

Debt-to-assets at other companies

SLMSLM

0.2×0.0×

NelnetNNI

0.5×-0.1×

SoFi Technologies, Inc.SOFI

0×0.0×

Great Southern BancorpGSBC

0×0.0×

Enova InternationalENVA

0.7×0.0×

WaFd, Inc.WAFD

0.1×0.0×

Other financials

Income statement

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Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$792.33M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Calculated from Navient’s reported figures.

total debt/total assets=0.9×

Based on the most recent quarter.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's debt-to-assets?: Navient (NAVI) reported debt-to-assets of 0.9× in Q1 2026.
How has Navient's debt-to-assets changed year-over-year?: Navient's debt-to-assets increased by 0.3% year-over-year, from 0.9× to 0.9×.
What is the long-term trend for Navient's debt-to-assets?: Over 5 years (2020 to 2025), Navient's debt-to-assets has grown at a -0.4% compound annual growth rate (CAGR), from 1× to 0.9×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.