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Navient NAVI Consumer Lending — Unallocated Shared Services Expenses

Other segment segments

All Other Segments
$34M-35.8%
Business Processing
$0
Federal Education Loans
$0

Similar metrics at other companies

Pathward Financial, Inc. logo
CASHCorporate Services/Other — Consumer lending program expenses
$0
Atlantic Union Bankshares logo
AUBConsumer Banking — Other Noninterest And Allocated Expenses
$65.32M+61.2%
U.S. Bancorp logo
USBConsumer and Business Banking — Net shared services
$553M+2.2%
KeyCorp logo
KEYConsumer Bank — Support and overhead
$334.25M+5.8%
BOK Financial logo
BOKFConsumer Banking — Corporate Expense Allocations
$14.69M-4.9%
Oceaneering International logo
OIIUnallocated Expenses — Cost of services and products
$30.15M+8.3%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:UnallocatedSharedServicesExpenses.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — unallocated shared services expenses?
Navient (NAVI) reported consumer lending — unallocated shared services expenses of $0 in Q1 2026.
What does consumer lending — unallocated shared services expenses mean?
This reflects corporate or centralized overhead costs that are not specifically assigned to the consumer lending segment's direct operations. It provides insight into the segment's burden of shared corporate infrastructure and support functions.