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Navient NAVI Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Segments

By segment

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Consumer Lending$91M
Federal Education Loans$37M-9.8%
All Other Segments-$20M-11.1%
Business Processing$0

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's interest income (expense), after provision for loan loss?
Navient (NAVI) reported interest income (expense), after provision for loan loss of $104M in Q1 2026.
How has Navient's interest income (expense), after provision for loan loss changed year-over-year?
Navient's interest income (expense), after provision for loan loss increased by 4.0% year-over-year, from $100M to $104M.
What is the long-term trend for Navient's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), Navient's interest income (expense), after provision for loan loss has grown at a -35.6% compound annual growth rate (CAGR), from $1.39B to $240M.