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NBT Bancorp NBTB FDIC assessments

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Segments

By segment

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Banking201,000,000%+18.7%
All Other Segments0%
Retirement Plan Administration0%

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's FDIC assessments?
NBT Bancorp (NBTB) reported FDIC assessments of 201,000,000% in Q1 2026.
How has NBT Bancorp's FDIC assessments changed year-over-year?
NBT Bancorp's FDIC assessments increased by 18.7% year-over-year, from 169,400,000% to 201,000,000%.
What is the long-term trend for NBT Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), NBT Bancorp's FDIC assessments has grown at a 26.8% compound annual growth rate (CAGR), from 528,400,000% to 1,366,500,000%.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. The expense level is generally tied to the bank's total deposit base and its risk profile as assessed by regulators.