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nCino, Inc. NCNO Lease Liability Payments - Due Year Four

Lease Liability Payments - Due Year Four at other companies

CNB Financial logo
CNB FinancialCCNE
$978K-65.8%
Financial Institutions logo
Financial InstitutionsFISI
$2.46M-3.1%
Coastal Financial logo
Coastal FinancialCCB
$0-100%
Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY

Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.08B-31.6%
Enterprise value$2.3B-22.8%
P/E156.7×
P/S3.4×-1.9×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemOperating LeasesOperating Leases
Fiscal 20282,544
Fiscal 20291,821
Fiscal 20301,328
Fiscal 2031440
Thereafter6,766
Total lease liabilities16,369
Less: imputed interest(3,364)
Total lease obligations13,005

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s lease liability payments - due year four?
nCino, Inc. (NCNO) reported lease liability payments - due year four of $440K in Q1 2026.
How has nCino, Inc.'s lease liability payments - due year four changed year-over-year?
nCino, Inc.'s lease liability payments - due year four increased by 2.8% year-over-year, from $428K to $440K.
What does lease liability payments - due year four mean?
The contractual cash obligations for operating and finance leases due in the fourth year following the balance sheet date. This is part of the long-term lease maturity schedule that helps investors assess the company's future fixed cost burden. It allows for better modeling of long-term capital allocation and cash flow stability.

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