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nCino, Inc. NCNO Business Segments — Adjusted Other Income Expense, Net

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.1B-30.9%
Enterprise value$2.32B-22.1%
P/E158.4×
P/S3.4×-1.9×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept ncno:AdjustedOtherIncomeExpenseNet.

The source filing: nCino, Inc.’s 10-K, filed March 31, 2026.

Filed
Mar 31, 2026, 4:48 PM EDT
Fiscal year
FY2026
Accession
0001902733-26-000022
Line itemFiscal Year Ended January 31, 2024Fiscal Year Ended January 31, 2025Fiscal Year Ended January 31, 2026
Adjusted research and development expense(3)101,017111,110106,478
Adjusted general and administrative expense(4)55,85856,30556,972
Interest income(2,567)(1,761)(1,429)
Interest expense4,1358,76317,457
Adjusted other (income) expense, net(5)(54)117(1,797)
Other segment items(6)102,201124,606108,473
Income tax provision (benefit)1,590(2,511)(2,996)
Net income (loss)$(43,526)$(33,049)$9,703

Item 8. Financial Statements and Supplementary Data

FAQ

What is nCino, Inc.'s business segments — adjusted other income expense, net?
nCino, Inc. (NCNO) reported business segments — adjusted other income expense, net of $449.25K in Q4 2025.
How has nCino, Inc.'s business segments — adjusted other income expense, net changed year-over-year?
nCino, Inc.'s business segments — adjusted other income expense, net increased by 1635.9% year-over-year, from -$29.25K to $449.25K.
What is the long-term trend for nCino, Inc.'s business segments — adjusted other income expense, net?
Over 2 years (2024 to 2026), nCino, Inc.'s business segments — adjusted other income expense, net has grown at a 476.9% compound annual growth rate (CAGR), from $54K to $1.8M.
What does business segments — adjusted other income expense, net mean?
This metric captures the net impact of non-operating financial activities, such as interest income, interest expense, and other miscellaneous gains or losses specifically attributed to the reportable segment. It isolates peripheral financial items from the segment's core operating performance to provide a clearer view of recurring business profitability. Monitoring this helps stakeholders understand the influence of financing decisions and non-core events on the segment's bottom line.

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