nCino, Inc. NCNO Ratios & Valuation
| Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 61.4%+0.9pp | 60.6%+0.4pp | 60.1%+0.1pp | 60%0.0pp | 60.1%0.0pp | |
| Operating margin | 4.3%+3.7pp | 0.6%+1.5pp | -0.8%+2.2pp | -3%-0.2pp | -2.9%+0.5pp | |
| Net margin | 2.2%+1.3pp | 0.9%+4.6pp | -3.7%+2.1pp | -5.9%-0.6pp | -5.3%+1.7pp | |
| EBITDA margin | 11.1%+3.4pp | 7.7%+1.4pp | 6.4%+2.3pp | 4%-0.1pp | 4.1%+0.7pp | |
| Free cash flow margin | 18.2%+4.3pp | 13.9%— | —— | —— | —— | |
| Returns | ||||||
| Return on equity | 1.3%+0.8pp | 0.5%+2.5pp | -2%+1.1pp | -3.1%-0.4pp | -2.7%+0.8pp | |
| Return on assets | 0.8%+0.5pp | 0.3%+1.7pp | -1.4%+0.8pp | -2.2%-0.3pp | -1.9%+0.7pp | |
| Return on invested capital | 2.4%+2.1pp | 0.3%+0.8pp | -0.5%+1.2pp | -1.7%-0.1pp | -1.6%+0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Liquidity | ||||||
| Current ratio | 0.9×-0.1× | 1×0.0× | 1×0.0× | 1×0.0× | 1×-0.2× | |
| Quick ratio | 0.9×-0.1× | 1×0.0× | 1×0.0× | 1×0.0× | 1×-0.2× | |
| Cash ratio | 0.3×0.0× | 0.3×-0.1× | 0.4×-0.1× | 0.5×0.0× | 0.5×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×+0.1× | 0.3×+0.2× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0.2×0.0× | 0.2×+0.1× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | 3.3×-0.8× | 4.1×+4.7× | -0.5×+1.9× | -2.4×+0.3× | -2.7×0.0× | |
| Interest coverage | 1.5×+1.3× | 0.2×+0.5× | -0.3×+0.9× | -1.2×+0.2× | -1.4×+0.7× | |
| Per Share | ||||||
| Book value per share | $8.87-4.0% | $9.23+2.7% | $8.99-1.9% | $9.17-0.3% | $9.20-2.8% | |
| Valuation | ||||||
| Market capitalization | $2B-18.2% | $2.45B-20.8% | $3.09B-4.6% | $3.24B+19.9% | $2.7B-31.5% | |
| Enterprise value | $2.23B-15.6% | $2.64B-14.0% | $3.07B-3.5% | $3.18B+20.7% | $2.64B-32.2% | |
| Price / earnings | 151×-322× | 472.7×— | —— | —— | —— | |
| Price / sales | 3.3×-0.8× | 4.1×-1.2× | 5.3×-0.4× | 5.6×+0.8× | 4.8×-2.4× | |
| Price / book | 2.1×-0.3× | 2.3×-0.6× | 3×-0.1× | 3.1×+0.5× | 2.5×-1.1× | |
| EV / EBITDA | 32.7×-24.6× | 57.4×-24.7× | 82.1×-55.3× | 137.4×+21.6× | 115.8×-97.8× | |
| EV / sales | 3.6×-0.8× | 4.4×-0.8× | 5.2×-0.3× | 5.6×+0.8× | 4.7×-2.5× | |
| Free cash flow yield | 5.5%+2.2pp | 3.4%— | —— | —— | —— | |
| Earnings yield | 0.7%+0.5pp | 0.2%+0.9pp | -0.7%+0.3pp | -1%+0.1pp | -1.1%-0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are nCino, Inc.'s profit margins?
- nCino, Inc. (NCNO) runs a 61.4% gross margin and a 4.3% operating margin, with a 2.2% net margin.
- Where do nCino, Inc.'s ratios come from?
- Every ratio is computed from nCino, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.