nCino, Inc. NCNO Ratios & Valuation
| FY'26 | FY'25 | FY'24 | FY'23 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 60.6%+0.5pp | 60.1%+0.3pp | 59.8%+1.4pp | 58.5%-0.9pp | |
| Operating margin | 0.6%+4.0pp | -3.4%+4.9pp | -8.3%+14.7pp | -23%+3.0pp | |
| Net margin | 0.9%+7.9pp | -7%+2.1pp | -9.1%+16.0pp | -25.2%-7.1pp | |
| EBITDA margin | 7.7%+4.4pp | 3.4%+2.2pp | 1.2%+15.7pp | -14.5%+7.9pp | |
| Free cash flow margin | 13.9%— | —— | 11.3%+19.5pp | -8.3%+0.8pp | |
| Returns | |||||
| Return on equity | 0.5%+4.0pp | -3.5%+0.7pp | -4.2%+5.6pp | -9.8%-3.2pp | |
| Return on assets | 0.3%+2.9pp | -2.6%+0.7pp | -3.3%+4.6pp | -7.8%-2.5pp | |
| Return on invested capital | 0.3%+2.1pp | -1.8%+2.2pp | -3.9%+5.3pp | -9.2%+3.5pp | |
| Efficiency | |||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.3×0.0× | |
| Liquidity | |||||
| Current ratio | 1×-0.2× | 1.2×0.0× | 1.2×+0.2× | 1×0.0× | |
| Quick ratio | 1×-0.2× | 1.2×0.0× | 1.2×+0.2× | 1×0.0× | |
| Cash ratio | 0.3×-0.2× | 0.5×-0.1× | 0.5×+0.1× | 0.4×-0.1× | |
| Leverage | |||||
| Debt-to-equity | 0.3×+0.2× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0.2×+0.1× | 0×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Net debt / EBITDA | 4.1×+6.8× | -2.7×+4.6× | -7.3×— | —— | |
| Interest coverage | 0.2×+2.3× | -2.1×+7.5× | -9.6×+23.9× | -33.5×+13.6× | |
| Per Share | |||||
| Book value per share | $9.23-2.4% | $9.46+1.6% | $9.31+0.6% | $9.26-16.1% | |
| Valuation | |||||
| Market capitalization | $2.45B-37.8% | $3.94B+10.5% | $3.57B+11.3% | $3.2B-36.4% | |
| Enterprise value | $2.64B-32.2% | $3.89B+10.4% | $3.52B+10.7% | $3.18B-36.3% | |
| Price / earnings | 472.7×— | —— | —— | —— | |
| Price / sales | 4.1×-3.2× | 7.3×-0.2× | 7.5×-0.4× | 7.8×-10.6× | |
| Price / book | 2.3×-1.3× | 3.6×+0.2× | 3.4×+0.3× | 3.1×-1.6× | |
| EV / EBITDA | 57.4×-156× | 213.5×-399× | 612.6×— | —— | |
| EV / sales | 4.4×-2.8× | 7.2×-0.2× | 7.4×-0.4× | 7.8×-10.5× | |
| Free cash flow yield | 3.4%— | —— | 1.5%+2.6pp | -1.1%-0.6pp | |
| Earnings yield | 0.2%+1.2pp | -1%+0.3pp | -1.2%+2.0pp | -3.2%-2.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are nCino, Inc.'s profit margins?
- nCino, Inc. (NCNO) runs a 61.4% gross margin and a 4.3% operating margin, with a 2.2% net margin.
- Where do nCino, Inc.'s ratios come from?
- Every ratio is computed from nCino, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.