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Norwood Financial NWFL Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
-$71K+67.3%
Greene County Bancorp logo
Greene County BancorpGCBC
$660K
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Trustco Bank CorpTRST
-$179K+29.8%
Midland States Bancorp logo
Midland States BancorpMSBI
Northwest Bancshares logo
Northwest BancsharesNWBI
CTB
Community Trust BancorpCTBI

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's accretion (amortization) of discounts and premiums, investments?
Norwood Financial (NWFL) reported accretion (amortization) of discounts and premiums, investments of $196K in Q1 2026.
How has Norwood Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Norwood Financial's accretion (amortization) of discounts and premiums, investments increased by 19.5% year-over-year, from $164K to $196K.
What is the long-term trend for Norwood Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Norwood Financial's accretion (amortization) of discounts and premiums, investments has grown at a -20.1% compound annual growth rate (CAGR), from -$1.53M to $623K.
What does accretion (amortization) of discounts and premiums, investments mean?
The periodic adjustment to the carrying value of investment securities to reflect the amortization of premiums or the accretion of discounts over the life of the instrument. This ensures the effective yield of the investment is recognized in interest income.