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Norwood Financial NWFL Short-Term Borrowings

Short-Term Borrowings at other companies

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Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortTermBorrowings.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's short-term borrowings?
Norwood Financial (NWFL) reported short-term borrowings of $14.71M in Q4 2025.
How has Norwood Financial's short-term borrowings changed year-over-year?
Norwood Financial's short-term borrowings decreased by 87.0% year-over-year, from $113.07M to $14.71M.
What is the long-term trend for Norwood Financial's short-term borrowings?
Over 5 years (2020 to 2025), Norwood Financial's short-term borrowings has grown at a -25.3% compound annual growth rate (CAGR), from $63.3M to $14.71M.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.