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Orange County Bancorp OBT Net Increase In Loans

Net Increase In Loans at other companies

Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$45.85M+180%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$70.3M+12,603%
Civista Bancshares logo
Civista BancsharesCIVB
-$39.82M-272%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$35.4M-15.6%
Coastal Financial logo
Coastal FinancialCCB
$3.51B+315%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
-$119.69M-199%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:NetIncreaseInLoans.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's net increase in loans?
Orange County Bancorp (OBT) reported net increase in loans of $1.25M in Q1 2026.
How has Orange County Bancorp's net increase in loans changed year-over-year?
Orange County Bancorp's net increase in loans decreased by 96.7% year-over-year, from $37.83M to $1.25M.
What is the long-term trend for Orange County Bancorp's net increase in loans?
Over 4 years (2021 to 2025), Orange County Bancorp's net increase in loans has grown at a 1.0% compound annual growth rate (CAGR), from $132.17M to $137.47M.
What does net increase in loans mean?
This metric represents the net change in the total loan portfolio during the reporting period, calculated as the difference between new loan originations and principal repayments. It serves as a primary indicator of the bank's asset growth strategy and its appetite for credit risk within its lending segments.