Skip to content

Debt of ESOP at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.5M-48.3%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$7.6M
TFS Financial logo
TFS FinancialTFSL
$28.57M-13.5%
Capitol Federal Financial logo
Capitol Federal FinancialCFFN
$23.95M
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$6.93M-2.6%
Kearny Financial logo
Kearny FinancialKRNY
$17.51M-10.0%

Other financials

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

See full
Market cap$1.12B+60.4%
Enterprise value$2.51B+46.4%
P/E16.1×+8.1×
P/S2.7×+0.9×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's debt of esop.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OceanFirst Financial's debt of ESOP?
OceanFirst Financial (OCFC) reported debt of ESOP of $1.5M in Q4 2025.
How has OceanFirst Financial's debt of ESOP changed year-over-year?
OceanFirst Financial's debt of ESOP decreased by 48.3% year-over-year, from $2.9M to $1.5M.
What is the long-term trend for OceanFirst Financial's debt of ESOP?
Over 5 years (2020 to 2025), OceanFirst Financial's debt of ESOP has grown at a -28.6% compound annual growth rate (CAGR), from $8.1M to $1.5M.
What does debt of ESOP mean?
This reflects the outstanding debt obligations incurred by the Employee Stock Ownership Plan (ESOP) to finance the acquisition of company shares. It highlights the leverage associated with the employee benefit structure and its potential impact on the company's consolidated balance sheet. Investors track this to assess the financial obligations tied to employee equity programs.