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OFG Bancorp OFG Time Deposit Liability, Uninsured

Time Deposit Liability, Uninsured at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$2.23B-0.6%
Ally Financial logo
Ally FinancialALLY
$6.2B+29.2%
OFG Bancorp logo
OFG BancorpOFG
$906.38M+14.0%
Morgan Stanley logo
Morgan StanleyMS
$3.87B+11.2%
OFG Bancorp logo
OFG BancorpOFG
$848.14M+26.6%
OFG Bancorp logo
OFG BancorpOFG
$5.12B-1.1%

Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositLiabilityUninsured.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's time deposit liability, uninsured?
OFG Bancorp (OFG) reported time deposit liability, uninsured of $906.38M in Q1 2026.
How has OFG Bancorp's time deposit liability, uninsured changed year-over-year?
OFG Bancorp's time deposit liability, uninsured increased by 14.0% year-over-year, from $795.39M to $906.38M.
What is the long-term trend for OFG Bancorp's time deposit liability, uninsured?
Over 5 years (2020 to 2025), OFG Bancorp's time deposit liability, uninsured has grown at a 19.5% compound annual growth rate (CAGR), from $345.86M to $842.74M.
What does time deposit liability, uninsured mean?
This represents the portion of time deposit liabilities that exceeds the maximum coverage limit provided by the Federal Deposit Insurance Corporation (FDIC). Monitoring this balance is critical for assessing liquidity risk and the potential for deposit flight during periods of market stress. It reflects the bank's reliance on large-balance depositors who may be more sensitive to institutional stability.