What is OP Bancorp's gross loans?

OP Bancorp (OPBK) reported gross loans of $2.21B in Q1 2026.

How has OP Bancorp's gross loans changed year-over-year?

OP Bancorp's gross loans increased by 9.3% year-over-year, from $2.02B to $2.21B.

What is the long-term trend for OP Bancorp's gross loans?

Over 5 years (2020 to 2025), OP Bancorp's gross loans has grown at a 14.8% compound annual growth rate (CAGR), from $1.08B to $2.17B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

OP Bancorp OPBK Gross loans

Gross loans at other companies

Hanmi FinancialHAFC

$6.47B+4.2%

Hope BancorpHOPE

$14.64B+9.8%

PCB BancorpPCB

$2.87B+5.4%

ECB Bancorp, Inc.ECBK

$1.39B+18.2%

SR Bancorp, Inc.SRBK

$862.3M+10.4%

FB Bancorp, Inc.FBLA

——

Other financials

Income statement

See full

Revenue$24.6M+10.4%

Net income$7.2M+30.1%

EPS (diluted)$0.48+29.7%

Balance sheet

See full

Cash & equivalents$160.3M-19.4%

Total debt$10.5M+14.3%

Total equity$232.7M+10.8%

Total assets$2.7B+7.4%

Cash flow

See full

Operating cash flow$7.7M+37.4%

CapEx$114.0K-92.0%

Free cash flow$7.6M+81.3%

Valuation

See full

Market cap$223.26M+21.9%

Enterprise value$73.51M-1,032%

P/E8.2×0.0×

P/S2.3×+0.2×

Profitability

See full

Net margin28.2%+2.9pp

FCF margin27.6%-16.2pp

Returns & leverage

See full

Return on equity12.3%+1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

Ask your AI about OP Bancorp's gross loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is OP Bancorp's gross loans?: OP Bancorp (OPBK) reported gross loans of $2.21B in Q1 2026.
How has OP Bancorp's gross loans changed year-over-year?: OP Bancorp's gross loans increased by 9.3% year-over-year, from $2.02B to $2.21B.
What is the long-term trend for OP Bancorp's gross loans?: Over 5 years (2020 to 2025), OP Bancorp's gross loans has grown at a 14.8% compound annual growth rate (CAGR), from $1.08B to $2.17B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.