What is OptimumBank Holdings's deposits?

OptimumBank Holdings (OPHC) reported deposits of $1.09B in Q1 2026.

How has OptimumBank Holdings's deposits changed year-over-year?

OptimumBank Holdings's deposits increased by 28.1% year-over-year, from $852.93M to $1.09B.

What is the long-term trend for OptimumBank Holdings's deposits?

Over 5 years (2020 to 2025), OptimumBank Holdings's deposits has grown at a 37.3% compound annual growth rate (CAGR), from $190.76M to $931.75M.

What does deposits mean?

Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

OptimumBank Holdings OPHC Deposits

Deposits at other companies

JPMorgan ChaseJPM

$2.68T+7.2%

Bank of AmericaBAC

$2.04T+2.4%

Wells Fargo & CompanyWFC

$1.45T+6.8%

Home Federal BancorpHFBL

$574.43M+3.2%

PCB BancorpPCB

$2.89B+6.4%

MainStreet Bancshares, Inc.MNSBP

——

Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

See full

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

See full

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

See full

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

See full

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

See full

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's deposits?: OptimumBank Holdings (OPHC) reported deposits of $1.09B in Q1 2026.
How has OptimumBank Holdings's deposits changed year-over-year?: OptimumBank Holdings's deposits increased by 28.1% year-over-year, from $852.93M to $1.09B.
What is the long-term trend for OptimumBank Holdings's deposits?: Over 5 years (2020 to 2025), OptimumBank Holdings's deposits has grown at a 37.3% compound annual growth rate (CAGR), from $190.76M to $931.75M.
What does deposits mean?: Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.