Skip to content

OptimumBank Holdings OPHC Total noninterest expense

Total noninterest expense at other companies

Home Federal Bancorp logo
Home Federal BancorpHFBL
$3.97M-6.6%
PCB Bancorp logo
PCB BancorpPCB
$14.81M+2.3%
Equity Bancshares logo
Equity BancsharesEQBK
$54.97M+40.8%
JPMorgan Chase logo
JPMorgan ChaseJPM
Bank of America logo
Bank of AmericaBAC
Wells Fargo & Company logo
Wells Fargo & CompanyWFC

Other financials

Income statement

See full
Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

See full
Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

See full
Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

See full
Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

See full
Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

See full
Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about OptimumBank Holdings's total noninterest expense.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OptimumBank Holdings's total noninterest expense?
OptimumBank Holdings (OPHC) reported total noninterest expense of $8.01M in Q1 2026.
How has OptimumBank Holdings's total noninterest expense changed year-over-year?
OptimumBank Holdings's total noninterest expense increased by 42.3% year-over-year, from $5.63M to $8.01M.
What is the long-term trend for OptimumBank Holdings's total noninterest expense?
Over 4 years (2021 to 2025), OptimumBank Holdings's total noninterest expense has grown at a 38.0% compound annual growth rate (CAGR), from $6.94M to $25.15M.
What does total noninterest expense mean?
The sum of all operating expenses excluding interest expense, including personnel costs, occupancy, technology, and professional fees. This metric is a primary measure of the bank's operational efficiency and cost control discipline. A lower ratio of noninterest expense to total revenue indicates a more efficient and scalable business model.