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Old Second Bancorp OSBC Net Teller And Bill Paying Expense

Net Teller And Bill Paying Expense at other companies

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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept osbc:NetTellerAndBillPayingExpense.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's net teller and bill paying expense?
Old Second Bancorp (OSBC) reported net teller and bill paying expense of $716K in Q1 2026.
How has Old Second Bancorp's net teller and bill paying expense changed year-over-year?
Old Second Bancorp's net teller and bill paying expense increased by 8.8% year-over-year, from $658K to $716K.
What is the long-term trend for Old Second Bancorp's net teller and bill paying expense?
Over 4 years (2021 to 2025), Old Second Bancorp's net teller and bill paying expense has grown at a 32.8% compound annual growth rate (CAGR), from $874K to $2.72M.
What does net teller and bill paying expense mean?
This represents the net costs associated with operating physical teller services and providing bill payment processing capabilities to customers. It captures the direct labor and operational expenses required to support these traditional banking services. Monitoring this metric helps assess the bank's cost structure as it balances physical branch operations with the shift toward digital banking channels.