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UMB Financial UMBF Noninterest Expense Payment Processing

Noninterest Expense Payment Processing at other companies

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Segments

By segment

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Institutional Banking$6.51M+7.9%
Commercial Banking$2.85M-10.2%
Personal Banking$2.51M-30.0%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:NoninterestExpensePaymentProcessing.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's noninterest expense payment processing?
UMB Financial (UMBF) reported noninterest expense payment processing of $11.84M in Q1 2026.
How has UMB Financial's noninterest expense payment processing changed year-over-year?
UMB Financial's noninterest expense payment processing decreased by 7.5% year-over-year, from $12.8M to $11.84M.
What is the long-term trend for UMB Financial's noninterest expense payment processing?
Over 4 years (2021 to 2025), UMB Financial's noninterest expense payment processing has grown at a 26.8% compound annual growth rate (CAGR), from $19.15M to $49.5M.
What does noninterest expense payment processing mean?
The costs incurred to process customer payments and card transactions.
How do you interpret noninterest expense payment processing?
Increases typically track with higher transaction volumes, suggesting growth in the bank's payment services business.
How does noninterest expense payment processing compare across companies?
Standard for banks with active merchant services or consumer card portfolios.