Skip to content
Screener

UMB Financial UMBF Noninterest Expense Payment Processing

Noninterest Expense Payment Processing at other companies

Navient logo
NavientNAVI
$0-100%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$4.45M-7.4%
Republic Bancorp logo
Republic BancorpRBCAA
$7.92M+6.6%
Third Coast Bancshares, Inc. logo
Third Coast Bancshares, Inc.TCBX
$1.6M+37.3%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$4.12M-7.3%
Navient logo
NavientNAVI
$0-100%

Segments

By segment

See full
Institutional Banking$6.32M+16.5%
Commercial Banking$2.83M-21.7%
Personal Banking$2.68M-19.7%

Other financials

Income statement

See full
Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

See full
Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

See full
Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

See full
Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

See full
Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

See full
Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:NoninterestExpensePaymentProcessing.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Marketing and business development13,91611,34427,70819,342
Processing fees43,07343,63885,13284,488
Legal and consulting14,41518,46823,50247,074
Bankcard11,87312,36323,71425,158
Amortization of other intangible assets23,46025,26846,92042,750
Regulatory fees9,0979,25917,36717,496
Other17,91417,89732,60827,516
Total noninterest expense399,633393,168780,516777,955

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's noninterest expense payment processing?
UMB Financial (UMBF) reported noninterest expense payment processing of $11.87M in Q2 2026.
How has UMB Financial's noninterest expense payment processing changed year-over-year?
UMB Financial's noninterest expense payment processing decreased by 4.0% year-over-year, from $12.36M to $11.87M.
What is the long-term trend for UMB Financial's noninterest expense payment processing?
Over 4 years (2021 to 2025), UMB Financial's noninterest expense payment processing has grown at a 26.8% compound annual growth rate (CAGR), from $19.15M to $49.5M.
What does noninterest expense payment processing mean?
This metric covers the operational costs associated with processing electronic payments, card transactions, and clearing services. It is a direct cost of providing modern banking and payment solutions to customers.

Ask your AI about UMB Financial's noninterest expense payment processing.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude