What is Paymentus Holdings's net debt?

Paymentus Holdings (PAY) reported net debt of -$332.15M in Q1 2026.

How has Paymentus Holdings's net debt changed year-over-year?

Paymentus Holdings's net debt decreased by 39.6% year-over-year, from -$237.94M to -$332.15M.

What is the long-term trend for Paymentus Holdings's net debt?

Over 5 years (2020 to 2025), Paymentus Holdings's net debt has grown at a 52.7% compound annual growth rate (CAGR), from -$37.77M to -$314.05M.

What does net debt mean?

Total debt minus cash and equivalents at the quarter end. The debt that would remain if the company used all its cash to pay down borrowings.

Paymentus Holdings PAY Net debt

Discontinued — last reported Q1 '26

Net debt at other companies

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6×+1.6×

UnifirstUNF

-0.2×-0.1×

HES

Hess MidstreamHESM

3.1×-0.1×

Carter'sCRI

3.6×+0.8×

HarmonicHLIT

0.1×-2.0×

Other financials

Income statement

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Revenue$358.4M+30.2%

Gross profit$86.2M+30.6%

Operating income$26.6M+69.2%

Net income$20.9M+51.2%

EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$338.8M+37.8%

Total debt$6.6M-16.2%

Total equity$583.5M+16.6%

Total assets$698.6M+18.2%

Cash flow

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Operating cash flow$30.5M-39.6%

CapEx$80.0K+33.3%

Free cash flow$30.4M-39.7%

Valuation

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Market cap$2.59B-2.1%

Enterprise value$2.25B-5.4%

P/E35×-17.1×

P/S2×-0.7×

Profitability

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Gross margin24.7%-1.4pp

Operating margin6.8%+1.3pp

Net margin5.8%+0.5pp

FCF margin11.1%+0.4pp

Returns & leverage

See full

Return on equity13.7%+2.9pp

Debt / equity0×0.0×

Current ratio4.4×-0.1×

Where this comes from

Calculated from Paymentus Holdings’s reported figures.

$6.6Mtotal debt−$338.8Mcash and equivalents=-$332.15M

The official record: Paymentus Holdings’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Paymentus Holdings's net debt?: Paymentus Holdings (PAY) reported net debt of -$332.15M in Q1 2026.
How has Paymentus Holdings's net debt changed year-over-year?: Paymentus Holdings's net debt decreased by 39.6% year-over-year, from -$237.94M to -$332.15M.
What is the long-term trend for Paymentus Holdings's net debt?: Over 5 years (2020 to 2025), Paymentus Holdings's net debt has grown at a 52.7% compound annual growth rate (CAGR), from -$37.77M to -$314.05M.
What does net debt mean?: Total debt minus cash and equivalents at the quarter end. The debt that would remain if the company used all its cash to pay down borrowings.