How much cash does Pioneer Bancorp, Inc. generate?

Pioneer Bancorp, Inc. (PBFS) generated $14.5M in operating cash flow over the trailing twelve months.

Where does Pioneer Bancorp, Inc.'s cash flow data come from?

Every line is extracted from Pioneer Bancorp, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Pioneer Bancorp, Inc. PBFS Cash Flow Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net income	$19.81M+21.5%	$20.29M+32.9%	$16.85M-7.2%	$18.83M+23.4%	$16.3M-21.0%
Depreciation and amortization	$1.92M—	$1.9M—	——	——	——
Stock-based compensation	$1.28M—	$1.27M—	$1.18M—	$1.24M—	——
Deferred income taxes	-$3.34M—	-$2.28M—	——	——	——
Impairment charges	——	$2M—	$1.5M—	$1M—	$500K—
Gain (loss) on sale of assets	——	——	——	-$918K—	——
Change in other assets	$3.26M+595%	$2.28M+1,015%	$3.93M—	$4.31M—	-$658K—
Change in other liabilities	——	——	——	-$6.19M—	-$11.72M—
Change in operating lease liabilities	——	——	——	——	——
Change in accrued investment income	——	——	$1.7M—	$1.26M—	$326K—
Net cash from operating activities	$14.48M-14.9%	$11.12M-53.4%	$8.04M—	$6.04M—	$17.01M—
Acquisitions, net of cash acquired	——	$480K—	——	——	——
Purchases of investments	$61.17M—	$101.95M—	$198.84M—	$227.46M—	——
Proceeds from maturities/sales of investments	$3.33M—	$3.33M—	——	——	——
Purchases of fixed maturity securities	$30.77M+168%	$37.01M+813%	$24.41M—	$22.3M—	$11.49M—
Net change in loans and leases	$220.42M—	$218.56M—	——	——	——
Net cash from investing activities	-$118.65M—	-$126.37M—	-$206.7M—	-$228.91M—	——
Repurchases of common stock	——	$11.29M—	$11.73M—	$6.95M—	——
Proceeds from issuance of common stock	$104K—	$76K—	——	——	——
Payments for finance leases	$69K—	$88K—	——	——	——
Net change in deposits	——	——	——	——	——
Net cash from financing activities	——	——	——	——	——
Net increase (decrease) in cash	——	——	——	——	-$49.09M—
Interest paid	$31.17M+37.2%	$30.02M+38.0%	$23.09M—	$21.56M—	$22.73M—
Accretion (Amortization) of Discounts and Premiums, Investments	$4.29M—	$4.66M—	——	——	——
Bank Owned Life Insurance Income Expense	——	——	——	——	——
Employee Stock Ownership Plan Esop Compensation Expense Noncash	$658K+32.1%	$627K+32.8%	$548K—	$523K—	$498K—
Gain on termination of lease	——	——	——	——	——
Debt Securities, Held-to-Maturity, Sold, Realized Gain (Loss), Excluding Other-than-temporary Impairment	——	$128K—	——	——	——
Increase (Decrease) in Accrued Interest Receivable, Net	——	——	$1.7M—	$1.26M—	$326K—
Increase Decrease In Debt Securities Trading Investing Activities	——	——	——	——	——
Operating lease liabilities	——	——	——	——	——
Increase (Decrease) in Other Operating Assets	$3.26M+595%	$2.28M+1,015%	$3.93M—	$4.31M—	-$658K—
Provision For Credit Losses	$3.68M+291%	$3.7M+1,580%	$3.4M+214%	$1.74M-35.6%	$940K—
Payments For Proceeds From Federal Home Loan Bank And Federal Reserve Bank Stock	——	——	——	——	$550K—
Payments for (Proceeds from) Loans Receivable	$220.42M—	$218.56M—	——	——	——
Payments to Acquire Held-to-Maturity Securities	$30.77M+168%	$37.01M+813%	$24.41M—	$22.3M—	$11.49M—
Payments To Acquire Property Plant And Equipment Net	$1.59M-24.4%	$2.32M+176%	$2.43M—	$2.32M—	$2.1M—
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$177.26M—	$212.75M—	——	——	——
Sale of investments	$0—	$0—	——	——	——
Finance Lease, Principal Payments	$69K—	$88K—	——	——	——
Increase (Decrease) in Deposits	——	——	——	——	——
Increase Decrease In Mortgagors Escrow Deposits	$784K-48.1%	$1.03M-43.1%	$582K—	$1.44M—	$1.51M—
Proceeds From Payments For Federal Home Loan Bank Advances	——	——	——	——	——
Increase Decrease In Operating Lease Liability	——	——	——	——	——
Leased assets obtained in exchange for operating lease liabilities	——	——	——	——	——
Real Estate Owned, Transfer to Real Estate Owned	$526.25K—	$595K—	——	——	——

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Questions, answered.

How much cash does Pioneer Bancorp, Inc. generate?: Pioneer Bancorp, Inc. (PBFS) generated $14.5M in operating cash flow over the trailing twelve months.
Where does Pioneer Bancorp, Inc.'s cash flow data come from?: Every line is extracted from Pioneer Bancorp, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.