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Pioneer Bancorp, Inc. PBFS Bank Owned Life Insurance Income Expense

Bank Owned Life Insurance Income Expense at other companies

Amerant Bancorp logo
Amerant BancorpAMTB
$2.56M+4.7%
Peoples Bancorp logo
Peoples BancorpPEBO
$1.14M+8.2%
Citizens & Northern logo
Citizens & NorthernCZNC
$515K+12.7%
Provident Financial Services logo
Provident Financial ServicesPFS
$4.03M+92.8%
Renasant logo
RenasantRNST
$3.69M+25.9%
Origin Bancorp logo
Origin BancorpOBK
$242K-37.8%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:BankOwnedLifeInsuranceIncomeExpense.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s bank owned life insurance income expense?
Pioneer Bancorp, Inc. (PBFS) reported bank owned life insurance income expense of $6K in Q1 2026.
How has Pioneer Bancorp, Inc.'s bank owned life insurance income expense changed year-over-year?
Pioneer Bancorp, Inc.'s bank owned life insurance income expense increased by 120.0% year-over-year, from -$30K to $6K.
What does bank owned life insurance income expense mean?
This captures the income or expense derived from life insurance policies held by the bank on the lives of key employees or executives. It represents the change in the cash surrender value of these policies and serves as a tax-advantaged method for banks to offset benefit costs.