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Pioneer Bancorp, Inc. PBFS Financing Receivable Allowance For Credit Loss Collectively Evaluated For Impairment

Financing Receivable Allowance For Credit Loss Collectively Evaluated For Impairment at other companies

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Orange County BancorpOBT
$24.74M-0.7%
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Greene County BancorpGCBC
$472K-15.3%
Home Bancorp logo
Home BancorpHBCP
$33.08M-5.7%
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$3.11M+114%
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$40K-93.8%
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$35.31M

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:FinancingReceivableAllowanceForCreditLossCollectivelyEvaluatedForImpairment.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss collectively evaluated for impairment?
Pioneer Bancorp, Inc. (PBFS) reported financing receivable allowance for credit loss collectively evaluated for impairment of $25.81M in Q1 2026.
How has Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss collectively evaluated for impairment changed year-over-year?
Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss collectively evaluated for impairment increased by 14.0% year-over-year, from $22.64M to $25.81M.
What is the long-term trend for Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss collectively evaluated for impairment?
Over 2 years (2023 to 2025), Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss collectively evaluated for impairment has grown at a 9.4% compound annual growth rate (CAGR), from $21.03M to $25.18M.
What does financing receivable allowance for credit loss collectively evaluated for impairment mean?
The portion of the total allowance for credit losses allocated to pools of loans evaluated collectively for impairment. This represents the reserve for homogeneous loan groups where credit risk is assessed based on historical loss experience and current economic conditions. It reflects the bank's general credit risk management for its broader retail and commercial portfolios.