Skip to content

Pioneer Bancorp, Inc. PBFS Total Allowance For Credit Losses

Total Allowance For Credit Losses at other companies

ESQ
Esquire Financial Holdings, Inc.ESQ
$23.54M+21.0%
First BanCorp logo
First BanCorpFBP
-$4K-111%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$52.46M-20.7%
Xerox Holdings Corporation logo
Xerox Holdings CorporationXRX
$42M-16.0%
PNC Financial Services logo
PNC Financial ServicesPNC
$5.5B+5.3%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$8.68M+165%

Other financials

Income statement

See full
Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

See full
Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

See full
Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

See full
Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

See full
Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

See full
Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:TotalAllowanceForCreditLosses.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pioneer Bancorp, Inc.'s total allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pioneer Bancorp, Inc.'s total allowance for credit losses?
Pioneer Bancorp, Inc. (PBFS) reported total allowance for credit losses of $28.01M in Q1 2026.
How has Pioneer Bancorp, Inc.'s total allowance for credit losses changed year-over-year?
Pioneer Bancorp, Inc.'s total allowance for credit losses increased by 13.5% year-over-year, from $24.67M to $28.01M.
What is the long-term trend for Pioneer Bancorp, Inc.'s total allowance for credit losses?
Over 2 years (2023 to 2025), Pioneer Bancorp, Inc.'s total allowance for credit losses has grown at a 8.9% compound annual growth rate (CAGR), from $23.04M to $27.31M.
What does total allowance for credit losses mean?
The total reserve amount set aside by the bank to cover expected credit losses on its loan and lease portfolio. This balance reflects management's estimate of potential uncollectible amounts and serves as a critical buffer against future credit risk. It is a key indicator of the bank's overall credit quality and risk management posture.