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Peoples Financial Services PFIS Payments to Purchase Loans Held-for-sale

Payments to Purchase Loans Held-for-sale at other companies

Colony Bankcorp logo
Colony BankcorpCBAN
$30.14M-42.0%
Onity Group logo
Onity GroupONIT
$7.72B+80.6%
Peoples Financial Services logo
Peoples Financial ServicesPFIS
$6.49M+656%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$90.35M+104%
CTB
Community Trust BancorpCTBI
$1.85M+14.5%
Popular logo
PopularBPOP
$3.58M+342%

Other financials

Income statement

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Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

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Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation

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Market cap$652.11M+38.9%
Enterprise value$502.82M+23.5%
P/E11.1×-12.4×
P/S3.4×+0.4×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToPurchaseLoansHeldForSale.

The official record: Peoples Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Financial Services's payments to purchase loans held-for-sale?
Peoples Financial Services (PFIS) reported payments to purchase loans held-for-sale of $6.49M in Q1 2026.
How has Peoples Financial Services's payments to purchase loans held-for-sale changed year-over-year?
Peoples Financial Services's payments to purchase loans held-for-sale increased by 656.0% year-over-year, from $859K to $6.49M.
What is the long-term trend for Peoples Financial Services's payments to purchase loans held-for-sale?
Over 3 years (2022 to 2025), Peoples Financial Services's payments to purchase loans held-for-sale has grown at a -8.6% compound annual growth rate (CAGR), from $12.54M to $9.57M.
What does payments to purchase loans held-for-sale mean?
This represents cash outflows used to acquire loans that the institution intends to sell in the secondary market rather than hold for investment. It indicates the volume of mortgage banking or loan brokerage activity and the bank's reliance on secondary market liquidity.