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Peoples Financial Services PFIS Interest Expense, Subordinated Notes and Debentures

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Other financials

Income statement

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Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

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Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation

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Market cap$652.11M+38.9%
Enterprise value$502.82M+23.5%
P/E11.1×-12.4×
P/S3.4×+0.4×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSubordinatedNotesAndDebentures.

The official record: Peoples Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Financial Services's interest expense, subordinated notes and debentures?
Peoples Financial Services (PFIS) reported interest expense, subordinated notes and debentures of $1.75M in Q1 2026.
How has Peoples Financial Services's interest expense, subordinated notes and debentures changed year-over-year?
Peoples Financial Services's interest expense, subordinated notes and debentures increased by 294.8% year-over-year, from $443K to $1.75M.
What is the long-term trend for Peoples Financial Services's interest expense, subordinated notes and debentures?
Over 4 years (2021 to 2025), Peoples Financial Services's interest expense, subordinated notes and debentures has grown at a 29.4% compound annual growth rate (CAGR), from $1.77M to $4.97M.
What does interest expense, subordinated notes and debentures mean?
Represents interest costs related to subordinated debt instruments that rank below senior debt in the event of liquidation. These instruments are often utilized to bolster regulatory capital ratios while providing a source of long-term funding. Investors track this to assess the bank's capital structure and the cost of maintaining regulatory capital buffers.