What is Pagaya Technologies's accrued interest?

Pagaya Technologies (PGY) reported accrued interest of $32M in Q1 2026.

How has Pagaya Technologies's accrued interest changed year-over-year?

Pagaya Technologies's accrued interest increased by 98.8% year-over-year, from $16.1M to $32M.

What is the long-term trend for Pagaya Technologies's accrued interest?

Over 2 years (2023 to 2025), Pagaya Technologies's accrued interest has grown at a 43.7% compound annual growth rate (CAGR), from $12.5M to $25.8M.

What does accrued interest mean?

Interest expense accrued but not yet paid on outstanding debt obligations, based on contractual interest rates and time elapsed.

Pagaya Technologies PGY Accrued interest

Accrued interest at other companies

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$36.13M-2.6%

The BancorpTBBK

$41.32M-2.7%

OppFiOPFI

$2.35M-7.3%

Affirm Holdings, Inc.AFRM

$28.46M+18.8%

Prospect CapitalPSEC

$18.35M-15.5%

Fair IsaacFICO

——

Other financials

Income statement

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Revenue$317.9M+9.6%

Gross profit$140.4M+14.2%

Operating income$80.0M+67.8%

Net income$24.7M+213%

EPS (diluted)$0.28+180%

Balance sheet

See full

Cash & equivalents$380.0M+65.5%

Total debt$507.6M+43.8%

Total equity$529.3M+57.8%

Total assets$1.6B+29.0%

Cash flow

See full

Operating cash flow$43.2M+25.4%

CapEx$3.2M-15.9%

Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.26B-9.9%

Enterprise value$1.39B-8.8%

P/E12.8×—

P/S1×-0.4×

Profitability

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Gross margin42.9%+0.4pp

Operating margin22.3%+12.4pp

Net margin7.4%+4.0pp

FCF margin17.6%—

Returns & leverage

See full

Return on equity22.7%+12.8pp

Debt / equity1×-0.1×

Current ratio1.4×-0.1×

Where this comes from

Reported directly by Pagaya Technologies in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss.

The official record: Pagaya Technologies’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pagaya Technologies's accrued interest?: Pagaya Technologies (PGY) reported accrued interest of $32M in Q1 2026.
How has Pagaya Technologies's accrued interest changed year-over-year?: Pagaya Technologies's accrued interest increased by 98.8% year-over-year, from $16.1M to $32M.
What is the long-term trend for Pagaya Technologies's accrued interest?: Over 2 years (2023 to 2025), Pagaya Technologies's accrued interest has grown at a 43.7% compound annual growth rate (CAGR), from $12.5M to $25.8M.
What does accrued interest mean?: Interest expense accrued but not yet paid on outstanding debt obligations, based on contractual interest rates and time elapsed.