What is Pagaya Technologies's net income?

Pagaya Technologies (PGY) reported net income of $24.16M in Q1 2026.

How has Pagaya Technologies's net income changed year-over-year?

Pagaya Technologies's net income increased by 869.5% year-over-year, from $2.49M to $24.16M.

What is the long-term trend for Pagaya Technologies's net income?

Over 4 years (2021 to 2025), Pagaya Technologies's net income has grown at a 0.7% compound annual growth rate (CAGR), from -$69.52M to $71.37M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

Pagaya Technologies PGY Net Income

Net Income at other companies

Fair IsaacFICO

$264.46M+62.6%

Upstart Holdings, Inc.UPST

-$6.65M-172%

Pathward Financial, Inc.CASH

$73.06M-2.8%

nCino, Inc.NCNO

$13.64M+145%

The BancorpTBBK

$60.07M+5.1%

Atlanticus Holdings CorporationATLC

$44.58M+43.2%

Other financials

Income statement

See full

Revenue$317.9M+9.6%

Gross profit$140.4M+14.2%

Operating income$80.0M+67.8%

Net income$24.7M+213%

EPS (diluted)$0.28+180%

Balance sheet

See full

Cash & equivalents$380.0M+65.5%

Total debt$507.6M+43.8%

Total equity$529.3M+57.8%

Total assets$1.6B+29.0%

Cash flow

See full

Operating cash flow$43.2M+25.4%

CapEx$3.2M-15.9%

Free cash flow$40.0M+30.5%

Valuation

See full

Market cap$1.26B+21.8%

Enterprise value$1.39B+19.3%

P/E12.8×—

P/S1×0.0×

Profitability

See full

Gross margin42.9%+0.4pp

Operating margin22.3%+12.4pp

Net margin7.4%+4.0pp

FCF margin17.6%—

Returns & leverage

See full

Return on equity22.7%+12.8pp

Debt / equity1×-0.1×

Current ratio1.4×-0.1×

Where this comes from

Reported directly by Pagaya Technologies in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: Pagaya Technologies’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pagaya Technologies's net income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Pagaya Technologies's net income?: Pagaya Technologies (PGY) reported net income of $24.16M in Q1 2026.
How has Pagaya Technologies's net income changed year-over-year?: Pagaya Technologies's net income increased by 869.5% year-over-year, from $2.49M to $24.16M.
What is the long-term trend for Pagaya Technologies's net income?: Over 4 years (2021 to 2025), Pagaya Technologies's net income has grown at a 0.7% compound annual growth rate (CAGR), from -$69.52M to $71.37M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.