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Patriot National Bancorp PNBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$9.85B-2.9%
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Pioneer Bancorp, Inc.PBFS
$477.96M-6.2%
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PNC Financial ServicesPNC
$99.3B+7.5%
PRO
Provident Financial HoldingsPROV
$84.63M-5.0%
Western New England Bancorp logo
Western New England BancorpWNEB
$597.74M+1.3%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M-5.1%
Enterprise value$6.52M+132%
P/S3.4×-1.1×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilitiesDomestic.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's noninterest-bearing deposits?
Patriot National Bancorp (PNBK) reported noninterest-bearing deposits of $82.33M in Q1 2026.
How has Patriot National Bancorp's noninterest-bearing deposits changed year-over-year?
Patriot National Bancorp's noninterest-bearing deposits increased by 2.5% year-over-year, from $80.36M to $82.33M.
What is the long-term trend for Patriot National Bancorp's noninterest-bearing deposits?
Over 4 years (2021 to 2025), Patriot National Bancorp's noninterest-bearing deposits has grown at a -17.2% compound annual growth rate (CAGR), from $226.71M to $106.77M.
What does noninterest-bearing deposits mean?
These are customer deposit accounts, such as standard checking accounts, that do not pay interest to the depositor. They represent a low-cost source of funding for the bank, which significantly enhances the net interest margin. A higher proportion of these deposits is generally viewed as a competitive advantage in a rising interest rate environment.