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PNC Financial Services PNC Provision for Credit Losses

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Segments

By segment

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Retail Banking$120M
Corporate & Institutional Banking$76M
Asset Management Group-$3M

Other financials

Income statement

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Revenue$6.9B+21.4%
Net income$2.0B+18.9%
EPS (diluted)$4.81+24.9%

Balance sheet

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Cash & equivalents$6.0B-79.8%
Total debt$85.7B+41.9%
Total equity$64.0B+11.1%
Total assets$616.03B+10.2%

Cash flow

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Operating cash flow$1.9B+479%

Valuation

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Market cap$100.39B+31.8%
Enterprise value$180.16B+68.0%
P/E13.2×+1.1×
P/S+0.6×

Profitability

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Net margin30.3%+1.9pp

Returns & leverage

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Return on equity12.5%+1.1pp
Debt / equity1.3×+0.3×

Where this comes from

Reported directly by PNC Financial Services in its filing.

Tagged under the XBRL concept pnc:FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery.

The official record: PNC Financial Services’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PNC Financial Services's provision for credit losses?
PNC Financial Services (PNC) reported provision for credit losses of $210M in Q1 2026.
How has PNC Financial Services's provision for credit losses changed year-over-year?
PNC Financial Services's provision for credit losses decreased by 4.1% year-over-year, from $219M to $210M.
What is the long-term trend for PNC Financial Services's provision for credit losses?
Over 4 years (2021 to 2025), PNC Financial Services's provision for credit losses has grown at a 0.0% compound annual growth rate (CAGR), from -$779M to $779M.
What does provision for credit losses mean?
The expense recognized to maintain an adequate allowance for credit losses based on the expected performance of the loan portfolio. It reflects the bank's assessment of future credit risk and potential defaults.